2118 Cardinal Dr, Springfield, IL 62704 Property Records

Sangamon County property record for 2118 Cardinal Dr, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$163,000 (Aug 2014)
Tax Bill$6,482 (2025)
Deeds & MortgagesOct 2023 Sale
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-32.0-353-024

Property Details

APN / Parcel Number

Primary APN14-32.0-353-024
Alternative APN
  • 14320353024 (CHECK DIGIT = 8)

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Account Number14320353024
Street Address2118 CARDINAL DR
CitySPRINGFIELD
StateIL
Zip62704-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE74' W148' PT SW SW 32-16-5
Legal Range05
Legal Township16
Legal Section32
Legal SubdivisionWASHINGTON PARK GARDENS
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group5
Census Block5006
Census Tract1004

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address545 STANGE AVE, SPRINGFIELD, IL 62704-1500
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND CU
Mar 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND CU
Oct 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2014 · Amount on Record
Deed SaleAug 15, 2014 · Amount on Record
Prior SaleJun 3, 2009 · Amount on Record
Last Transfer DateOct 10, 2023
Transfer Doc2023R18718
Record UpdatedSep 20, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateOct 10, 2023
Property Address2118 CARDINAL DR, SPRINGFIELD, IL 62704-2206
Document Number2023R18718
Instrument DateAug 24, 2023
Instrument2023R18718
Transaction TypeTransfer
Record UpdatedOct 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2118 CARDINAL DR, SPRINGFIELD, IL 62704-2206

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 CARDINAL DR, SPRINGFIELD, IL 62704-2206

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2118 CARDINAL DR, SPRINGFIELD, IL 62704-2206
Transaction TypeMortgage
Record UpdatedFeb 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R02919
DateFeb 1, 2021
Instrument2021R02919
Lender
NameHEARTLAND CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2118 CARDINAL DR, SPRINGFIELD, IL 62704-2206
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R05426
DateMar 21, 2018
Instrument2018R05426
Lender
NameHEARTLAND CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 27, 2038
Interest
Rate TypeFixed Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2118 CARDINAL DR, SPRINGFIELD, IL 62704-2206
Transaction TypeMortgage
Record UpdatedOct 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R20788
DateOct 3, 2018
Instrument2018R20788
Lender
NamePRAIRIE STATE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 1, 2023
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,482.00 (+3.91%) Homeowner's exemption$86,069 (+7.22%) Land $16,550 Building $69,519$258,207 (+7.22%) Land $49,650 Building $208,557
2024$6,238.00 (+9.55%)$80,274 (+15.41%) Land $15,436 Building $64,838$240,822 (+15.41%) Land $46,308 Building $194,514
2022$5,694.00 Homeowner's exemption$69,553 Land $13,374 Building $56,179$208,659 Land $40,122 Building $168,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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