Stephens County property record for 2118 Cardinal Ave, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,421 sqft · built 1980 |
| Lot Size | 0.293 acres (12,765 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,202 (2025) |
| Deeds & Mortgages | Nov 2019 Transfer Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22738 |
| Primary APN | 22738 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,765 sqft (0.293 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22738 |
|---|---|
| Street Address | 2118 CARDINAL AVE |
| City | DUNCAN |
| State | OK |
| Zip | 73533-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 1 LT 1 WILKINSON PARK #2 |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 30 |
| Legal Subdivision | WILKINSON PARK ADD PART TWO |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 101 |
2118 Cardinal Ave is owned by two individuals who acquired it in August 2017.
Source: Stephens County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 292 PECAN CREEK CIR, ARDMORE, OK 73401-8980 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2019 | Intrafamily Transfer, Transfer |
| Sep 7, 2017 | Intrafamily Transfer, Transfer · Commercial Mortgage FIRST BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2017 |
| Transfer Doc | 005357/254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Nov 13, 2019 |
| Property Address | 2118 CARDINAL AVE, DUNCAN, OK 73533-1306 |
| Document Number | 005744/045 |
| Book / Page | 5744 / 045 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 2019-011291 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Sep 7, 2017 |
| Property Address | 2118 CARDINAL AVE, DUNCAN, OK 73533-1306 |
| Document Number | 005357/254 |
| Book / Page | 5357 / 254 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 2017-959503 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2118 CARDINAL AVE, DUNCAN, OK 73533-1306 |
| Document Number | 2017959903 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 2017-959903 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 10, 2027 |
The 2025 property tax bill for 2118 Cardinal Ave was $1,202.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,961 (+5%) Land $1,404 Building $13,557 | $136,008 (+5%) Land $12,765 Building $123,243 | |
| 2025 | $1,202.00 | $14,249 (-2.01%) Land $1,404 Building $12,845 | $129,532 (-7.83%) Land $12,765 Building $116,767 |
| 2024 | $1,202.00 (+1.35%) | $14,541 (+5%) Land $1,404 Building $13,137 | $140,533 (+11.62%) Land $12,765 Building $127,768 |
| 2023 | $1,186.00 | $13,849 Land $1,404 Building $12,445 | $125,901 Land $12,765 Building $113,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2118 Cardinal Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2007–2016) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2118 Cardinal Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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