2118 Campbell Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 2118 Campbell Dr, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 2016
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Apr 2021)
Tax Bill	$4,613 (2024)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R1326470199`

Property Details

APN / Parcel Number

Primary APN	`R1326470199`
Alternative APNs	`2647 0199 13` `1326470199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
Basement Area	1,707 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	170 sqft
Deck Area	156 sqft
Patio Area	156 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1326470199
Street Address	2118 CAMPBELL DR
City	WATERLOO
State	NE
Zip	68069-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMES AT RIVER ROAD LOT 45 BLOCK 0 LT 45 80 X 125 --EXCESS VALUE--
Legal Subdivision	HOMES AT RIVER ROAD
Legal Lot Number	45
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2061
Census Tract	7508

Owner

2118 Campbell Dr is owned and occupied by an individual who bought it in April 2021.

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2118 CAMPBELL DR, WATERLOO, NE 68069-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Deed of Trust, Mortgage CENTRIS FCU
Apr 30, 2021	Warranty Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES
Jan 30, 2017	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Jan 30, 2017 · Amount on File
Deed Document Number	0202156550
Deed Book / Page	2021 / 56550
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	2118 CAMPBELL DR, WATERLOO, NE 68069-4214
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018031513
Date	Apr 27, 2018
Instrument	2018031513

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2028

Interest

Rate	5%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 30, 2021
Property Address	2118 CAMPBELL DR, WATERLOO, NE 68069-4214
Document Number	0000056550
Instrument Date	Apr 20, 2021
Instrument	2021056550
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$798.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jan 30, 2017
Property Address	2118 CAMPBELL DR, WATERLOO, NE 68069-4214
Document Number	2017007591
Instrument Date	Jan 5, 2017
Instrument	2017007591
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OMAHA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	00000

Mortgage

Document Number	2017007592
Date	Jan 30, 2017
Instrument	2017007592

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,300 Land $9,100 Building $336,200	$345,300 Land $9,100 Building $336,200
2024	$4,613.00 (-11.58%)
2023	$5,217.00 (-8.63%)	$317,900 Land $9,100 Building $308,800	$317,900 Land $9,100 Building $308,800
2022	$5,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2118 Campbell Dr in Zone X, where a levee reduces flood risk, though there have been 38 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2118 Campbell Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	700 / 300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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