21175 180th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 21175 180th St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,865 sqft · built 2008
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Dec 2020)
Tax Bill	$2,199 (2024)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-04S-11E-12004-002000`

Property Details

APN / Parcel Number

Primary APN	`23-04S-11E-12004-002000`
Alternative APN	`12004002000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
1st Floor Area	1,790 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	148,104 sqft (3.4 acres)
Patio Area	1,167 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21175 180TH ST
City	LIVE OAK
State	FL
Zip	32060-5260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 3.40 ACRES FOR PT OF REF COMM AT THE SE COR OF SE COR OF SW1/4 OF NE1/4 THENCE RUN S 89 DEG 18'56 W ALONG THE SOUTH LINE OF NE1/4 OF SEC 23 923.20 FT TO THE POB THENCE CONT S 89 DEG 18' 56 W ALONG SOUTH LINE 210 FT THENCE RUN N 00 DEG 41 04 W 707
Legal Range	11E
Legal Township	04S
Legal Section	23
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1044
Census Tract	970301

Owner

Source: Suwannee County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21175 180TH ST, LIVE OAK, FL 32060-5260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 2, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Feb 9, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	2020232321
Deed Book / Page	2228 / 202
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	May 1, 2026
Property Address	21175 180TH ST, LIVE OAK, FL 32060-5260
Document Number	0000004652
Book / Page	2695 / 247
Instrument Date	Apr 23, 2026
Instrument	20264652
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21175 180TH ST, LIVE OAK, FL 32060-5260
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004652,
Date	May 1, 2026
Book Page	2695/247
Instrument	20264652

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	21175 180TH ST, LIVE OAK, FL 32060-5260
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246405
Date	Dec 9, 2021
Book Page	2317/439
Instrument	2021246405

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 2, 2020
Property Address	21175 180TH ST, LIVE OAK, FL 32060-5260
Document Number	0000232321
Book / Page	2228 / 202
Instrument Date	Nov 25, 2020
Instrument	2020232321
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	HERITAGE TTL SVCS OF NORTH F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3528, FORT STEWART, GA 31315-3528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16587 188TH ST, O BRIEN, FL 32071-1534
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000204
Date	Dec 2, 2020
Instrument	2228/204

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 9, 2018
Property Address	21175 180TH ST, LIVE OAK, FL 32060-5260
Document Number	0000200312
Book / Page	002031 / 000319
Instrument Date	Feb 9, 2018
Instrument	200312
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21175 180TH ST LIVE OAK FL 320605260, LIVE OAK, FL 32060-5260

Mortgage

Document Number	200313
Date	Feb 9, 2018
Book Page	002031/000321
Instrument	200313

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,842 (+69.35%) Land $29,495 Building $204,347	$233,842 (+4.71%) Land $29,495 Building $204,347
2024	$2,199.00 (+2.33%)
2023	$2,149.00 (+3.12%) Homeowner's exemption	$138,085 (+3%)	$223,323 (+41.7%) Land $34,000 Building $189,323
2022	$2,084.00 Homeowner's exemption	$134,063	$157,603 Land $20,400 Building $137,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	10 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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