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21171 Cold Spring Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21171 Cold Spring Ln, Cornelius, NC 28031 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,176 sqft · built 1997
Lot Size11.3 acres (496,127 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Nov 2021)
Tax Bill$1,817 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-177-43

Property Details

APN / Parcel Number

Primary APN001-177-43

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area496,127 sqft (11.3 acres)
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address21171 COLD SPRING LN
CityCORNELIUS
StateNC
Zip28031-6438
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 43 BLD11 U/F 433
Legal SubdivisionLAKE CREST CONDOS PH II-A
Legal BlockC
Legal Lot Number99
Legal Unit43
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2002
Census Tract6217

Owner

Source: Mecklenburg County records · APN 001-177-43

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21171 COLD SPRING LN, CORNELIUS, NC 28031-6438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Apr 25, 2022Intrafamily Transfer, Transfer
Nov 30, 2021Warranty Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Prior SaleDec 12, 1997 · Amount on Record
Deed Document Number2021226399
Deed Book / Page36818 / 982
Prior Transfer DateJan 14, 2007
Prior Transfer Doc0000009723
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateJun 25, 2026
Property Address21171 COLD SPRING LN, CORNELIUS, NC 28031-6438
Document Number0000068033
Book / Page40528 / 536
Instrument DateJun 17, 2026
Instrument202668033
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165

Mortgage

Document Number0000068033,
DateJun 25, 2026
Book Page40528/536
Instrument202668033
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2041
Interest
Rate TypeFixed Rate
Rate5.85%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateApr 25, 2022
Property Address21171 COLD SPRING LN, CORNELIUS, NC 28031-6438
Document Number0000063130
Book / Page37281 / 163
Map ReferenceMB 9301 PG 518
Instrument DateApr 22, 2022
Instrument2022063130
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21171 COLD SPRING LN, CORNELIUS, NC 28031-6438

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 30, 2021
Property Address21171 COLD SPRING LN, CORNELIUS, NC 28031-6438
Document Number0000226399
Book / Page36818 / 982
Map ReferenceMB 9168 PG 567
Instrument DateNov 29, 2021
Instrument2021226399
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9906 GLENCREST DR, HUNTERSVILLE, NC 28078-4294

Transferred To (Grantee/Buyer)

NameVerified Name
Address21171 COLD SPRING LN, CORNELIUS, NC 28031-6438

Mortgage

Document Number0000226400
DateNov 30, 2021
Instrument2021226400
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,817.00$264,812 Building $264,812$264,812 Building $264,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190062172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum, TDS Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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