21171 Bowman Rd, Defiance, OH 43512 Property Records

Defiance County property record for 21171 Bowman Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,604 sqft · built 2024
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Mar 2022)
Tax Bill	$4,326 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`B110009002807`

Property Details

APN / Parcel Number

Primary APN	`B110009002807`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	4,323 sqft
1st Floor Area	1,604 sqft
Basement Area	1,604 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	21171 BOWMAN RD
City	DEFIANCE
State	OH
Zip	43512-8989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 9 SW PT SW MH ON PP
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	4
Census Block	4021
Census Tract	958900

Owner

21171 Bowman Rd is owned by two individuals who bought it in March 2022.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1553 WESTGATE DR, DEFIANCE, OH 43512-3252
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Mar 14, 2022	Survivorship Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Deed Document Number	20221182
Deed Book / Page	447 / 524
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Jul 13, 2026
Property Address	21171 BOWMAN RD, DEFIANCE, OH 43512-8989
Document Number	0000002593
Book / Page	482 / 2733
Instrument Date	Jun 30, 2026
Instrument	20262593
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	21171 BOWMAN RD, DEFIANCE, OH 43512-8989

Mortgage

Document Number	0000002593,
Date	Jul 13, 2026
Book Page	482/2733
Instrument	20262593

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	21171 BOWMAN RD, DEFIANCE, OH 43512-8989
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00423/1480
Date	Nov 4, 2019
Book Page	423/1480
Instrument	201900004358

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	83 Months
Due	Oct 28, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DEFIANCE OH
Recording Date	Mar 14, 2022
Property Address	21171 BOWMAN RD, DEFIANCE, OH 43512-8989
Document Number	000447/524
Book / Page	447 / 524
Instrument Date	Mar 14, 2022
Instrument	202200001182
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1553 WESTGATE DR, DEFIANCE, OH 43512-3252

Mortgage

Document Number	202200001172
Date	Mar 14, 2022
Instrument	202200001172

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 21171 Bowman Rd was $4,326.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,326.00	$108,480 (+658.07%) Land $10,600 Building $97,880
2024	$4,326.00 (+667.02%)	$14,310 (-) Land $10,600 Building $3,710	$309,930 (%) Land $30,280 Building $279,650
2023	$564.00 (+169.86%) Homeowner's exemption	$14,310 (+9.32%) Land $10,600 Building $3,710	$309,942 Land $30,285 Building $279,657
2022	$209.00 Homeowner's exemption	$13,090 Land $9,300 Building $3,790
2020			$37,380 Land $26,560 Building $10,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21171 Bowman Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1981–2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21171 Bowman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arthur Mutual Telephone Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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