21170 Oswald Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 21170 Oswald Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,693 sqft · built 2014
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2022)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Dec 2014 Mortgage Mar 2025 Line of Credit + 1 more
APN	`133-073-1234`

Property Details

APN / Parcel Number

Primary APN	`133-073-1234`
Alternative APN	`117252`

Interior

Building Area	1,693 sqft Living Area

Exterior

Year Built	Built 2014
Lot Area	14,810 sqft (0.339 acres)
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	133-073-1234
Street Address	21170 OSWALD RD
City	COVINGTON
State	LA
Zip	70435-0206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.34 AC SEC 43 6 11
Legal Range	11
Legal Township	06
Legal Section	43
Legal Subdivision	OSWALD RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	40502

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21170 OSWALD RD, COVINGTON, LA 70435-0206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2014	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Mar 5, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Nov 14, 2022	Cash Sale Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	2353094
Record Updated	Jun 8, 2026

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21170 OSWALD RD, COVINGTON, LA 70435-0206
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CHAMPION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001965406
Date	Dec 15, 2014
Instrument	1965406

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 14, 2045

Interest

Rate Type	Fixed Rate

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21170 OSWALD RD, COVINGTON, LA 70435-0206
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002441110
Date	Mar 5, 2025
Instrument	2441110

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 14, 2022
Property Address	21170 OSWALD RD, COVINGTON, LA 70435-0206
Document Number	0002353094
Instrument Date	Nov 11, 2022
Instrument	2353094
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 KINGSLAND DR, COVINGTON, LA 70435-0283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21170 OSWALD RD, COVINGTON, LA 70435-0206

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00 (-17.85%) Homeowner's exemption	$19,863 (-9.31%) Land $1,500 Building $18,363	$198,629 (-9.32%) Land $15,000 Building $183,629
2024	$1,871.00 (+43.37%) Homeowner's exemption	$21,903 (+24.19%) Land $1,500 Building $20,403	$219,032 (+24.2%) Land $15,000 Building $204,032
2023	$1,305.00 (-0.08%) Homeowner's exemption	$17,636 (-) Land $1,500 Building $16,136	$176,360 (-) Land $15,000 Building $161,360
2022	$1,306.00 Homeowner's exemption	$17,636 Land $1,500 Building $16,136	$176,360 Land $15,000 Building $161,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	10 (1995–2009)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Dec 2009 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 95% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST TAMMANY WATER DISTRICT #2 private · serves 5,200 people · EPA ID LA1103033
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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