2117 White Store Rd, Monroe, NC 28112 Property Records

Union County property record for 2117 White Store Rd, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,053 sqft · built 1962
Lot Size	0.578 acres (25,178 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Jul 2020)
Tax Bill	$964 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-125-047`

Property Details

APN / Parcel Number

Primary APN	`09-125-047`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,178 sqft (0.578 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2117 WHITE STORE RD
City	MONROE
State	NC
Zip	28112-8733
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#126 WORTHWOOD PB04 PG106
Legal Subdivision	WORTHWOOD
Legal Block	4
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2045
Census Tract	20601

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2117 WHITE STORE RD, MONROE, NC 28112-8733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Warranty Deed, Transfer · FHA Mortgage UWHARRIE BANK
Nov 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 15, 2017	Deed of Trust, Mortgage · VA Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	202028998
Deed Book / Page	7756 / 850
Prior Transfer Date	Oct 13, 2011
Prior Transfer Doc	0005611010
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 31, 2020
Property Address	2117 WHITE STORE RD, MONROE, NC 28112-8733
Document Number	0007756850
Book / Page	7756 / 850
Map Reference	MB 4 PG 106
Instrument Date	Jul 31, 2020
Instrument	28998
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2117 WHITE STORE RD, MONROE, NC 28112-8733

Mortgage

Document Number	0000028999
Date	Jul 31, 2020
Instrument	28999

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 27, 2019
Property Address	2117 WHITE STORE RD, MONROE, NC 28112-8733
Document Number	7528354
Book / Page	007528 / 000354
Instrument Date	Nov 5, 2019
Instrument	37316
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2117 WHITE STORE RD MONROE NC 281128733, MONROE, NC 28112-8733

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 23, 2019
Property Address	2117 WHITE STORE RD, MONROE, NC 28112-8733
Document Number	7471516
Book / Page	007471 / 000516
Instrument Date	Sep 17, 2019
Instrument	28805
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2117 WHITE STORE RD, MONROE, NC 28112-8733
Document Number	6997255
Book / Page	006997 / 000255
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2117 WHITE STORE RD MONROE NC 281128733, MONROE, NC 28112-8733

Mortgage

Document Number	6997255
Date	Aug 18, 2017
Book Page	006997/000255
Instrument	24072

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00 (-0.72%)	$190,600 (+28.52%) Land $54,300 Building $136,300	$190,600 (+28.52%) Land $54,300 Building $136,300
2023	$971.00	$148,300 Land $25,500 Building $122,800	$148,300 Land $25,500 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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