2117 Whatcom St, Bellingham, WA 98229 Property Records

Whatcom County property record for 2117 Whatcom St, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,805 sqft · built 1996
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,804 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`380332-441461-0000`

Property Details

APN / Parcel Number

Primary APN	`380332-441461-0000`
Alternative APNs	`573338` `80189`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,805 sqft Living Area
1st Floor Area	1,895 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	435 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	80189
Street Address	2117 WHATCOM ST
City	BELLINGHAM
State	WA
Zip	98229-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.0
Legal Description	LOT B BISHOP LLA AS REC BOOK 22 SHORT PLATS PG 57
Legal Range	03
Legal Township	38
Legal Section	32
Legal Subdivision	BISHOP LLA
Legal Block	1
Legal Lot Number	B
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1008
Census Tract	904

Owner

2117 Whatcom St is owned and occupied by two individuals who acquired it in September 2020.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2117 WHATCOM ST, BELLINGHAM, WA 98229-2212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020
Deed Sale	Sep 14, 2020
Deed Document Number	202092028
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	0000902028
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 14, 2020
Property Address	2117 WHATCOM ST, BELLINGHAM, WA 98229-2212
Document Number	2200902028
Instrument Date	Aug 28, 2020
Instrument	902028
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,675.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2117 WHATCOM ST BELLINGHAM WA 982292212, BELLINGHAM, WA 98229-2212

Mortgage

Document Number	2200902029
Date	Sep 14, 2020
Instrument	902029

Lender

Name	THOMAS E & DEBRA S FRANKS
Address	2117 WHATCOM ST, BELLINGHAM, WA 98229-2212
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Interest

Rate	2.7%

Tax Assessment & Valuation

The 2025 property tax bill for 2117 Whatcom St was $8,804.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,804.00	$1,159,916 Land $302,500 Building $857,416	$1,159,916 Land $302,500 Building $857,416
2022		$946,391 Land $223,380 Building $723,011	$946,391 Land $223,380 Building $723,011
2021	$6,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2117 Whatcom St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2117 Whatcom St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20