2117 Vernon Dr, Elgin, IL 60123 Property Records

Kane County property record for 2117 Vernon Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,640 sqft · built 1967
Lot Size	0.279 acres (12,168 sqft)
Owner	2 Company Names on Record
Tax Bill	$13,498 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-253-006`

Property Details

APN / Parcel Number

Primary APN	`06-16-253-006`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,640 sqft Living Area
Gross Area	5,460 sqft
Basement Area	1,820 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Lot Area	12,168 sqft (0.279 acres)
Lot Dimensions	156 ft deep x 78 ft wide
Garage Type	Detached
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	2117 VERNON DR
City	ELGIN
State	IL
Zip	60123-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY KNOLLS UNIT 12 LOT 190
Legal Subdivision	COUNTRY KNOLLS
Legal Block	3
Legal Lot Number	190
Legal Unit	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3020
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2200 KNOLLWOOD DR, ELGIN, IL 60123-4925
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK OF GENEVA
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit STATE BK/GENEVA
Mar 13, 2018	Grant Deed, Transfer OTHER
Jun 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 16, 2003
Transfer Doc	0000140340
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2117 VERNON DR, ELGIN, IL 60123-4953
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038967
Date	Nov 6, 2023
Instrument	2023K038967

Lender

Name	THE STATE BANK OF GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Oct 13, 2030

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2117 VERNON DR, ELGIN, IL 60123-4953
Document Number	0000000889
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2117 VERNON DR ELGIN IL 601234953, ELGIN, IL 60123-4953

Mortgage

Document Number	0000000889
Date	Jan 8, 2019
Instrument	889

Lender

Name	STATE BK/GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 7, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.5%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Mar 13, 2018
Property Address	2117 VERNON DR, ELGIN, IL 60123-4953
Document Number	0000011533
Instrument Date	Mar 8, 2018
Instrument	11533
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	63 DOUGLAS AVE #200 ELGIN IL 601205575, 200, ELGIN, IL 60120-5575

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jun 15, 2018
Property Address	2117 VERNON DR, ELGIN, IL 60123-4953
Document Number	0000028190
Instrument Date	Mar 8, 2018
Instrument	28190
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	63 DOUGLAS AVE #200 ELGIN IL 601205575, 200, ELGIN, IL 60120-5575

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,498.00 (+15.95%)	$176,940 (+8.57%) Land $35,517 Building $141,423	$531,032 (+8.57%) Land $106,594 Building $424,439
2024		$162,973 (+21.39%) Land $32,713 Building $130,260	$489,115 (+21.44%) Land $98,178 Building $390,936
2022	$11,641.00 (+3.96%)	$134,252 (+6.96%) Land $26,948 Building $107,304	$402,756 (+6.96%) Land $80,844 Building $321,912
2021	$11,198.00	$125,516 Land $25,194 Building $100,322	$376,548 Land $75,582 Building $300,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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