2117 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2117 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,033 sqft · built 1980
Lot Size0.229 acres (10,000 sqft)
Owner2 Owner Names on Record
Last Sale$72,000 (Apr 1999)
Tax Bill$993 (2025)
Deeds & MortgagesSep 2018 Second Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN8402-01-03-9850

Property Details

APN / Parcel Number

Primary APN8402-01-03-9850
Alternative APNs
  • 34180201039850
  • 3920171.0
  • 3920171

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,033 sqft Living Area
1st Floor Area2,033 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1986
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area562 sqft
Deck Area207 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3920171.0
Old Parcel Number34180201039850
Street Address2117 UMBRELLA TREE DR
CityEDGEWATER
StateFL
Zip32141-3715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2B
Legal DescriptionLOTS 3985 & 3986 EXC E 25 FT BLK 117 FLORIDA SHORES NO 5 MB 23 PGS 107-108 INC PER OR 4419 PG 1344
Legal Range34E
Legal Township18S
Legal Section02
Legal SubdivisionSHORES
Legal Tract1
Legal Block117
Legal Lot Number3985 3986
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group2
Census Block2058
Census Tract83006

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2117 UMBRELLA TREE DR, EDGEWATER, FL 32141-3715
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TRUSTCO BANK
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 1999 · Amount on Record
Deed SaleApr 7, 1999 · Amount on Record
Deed Document Number0441901344
Deed Book / Page04419 / 01344
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2117 UMBRELLA TREE DR, EDGEWATER, FL 32141-3715
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0075984989
DateSep 18, 2018
Book Page7598/4989
Instrument2018-188914
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 10, 2038

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2117 UMBRELLA TREE DR, EDGEWATER, FL 32141-3715
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078953130
DateAug 17, 2020
Book Page7895/3130
Instrument2020-152430
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 10, 2035

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$993.00 (+17.65%) Homeowner's exemption$90,088 (+5.99%)$245,403 (+4.87%) Land $54,000 Building $191,403
2023$844.00 (+4.46%) Homeowner's exemption$85,000 (+3%)$234,004 (+14.36%) Land $42,000 Building $192,004
2022$808.00 Homeowner's exemption$82,524$204,616 Land $29,600 Building $175,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 155 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies155 in force
Nearby Flood Claims72 (1991–2025)
Claims Outside the SFHA72 of 72
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 30 claims
  • Hurricane Ian, Nov 2022 · 14 claims
  • Hurricane Ian, Sep 2022 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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