St. Charles County property record for 2117 N 5th St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,304 sqft · built 2021 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,041 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Sep 2021 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082150A000 |
| Primary APN | 082150A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 2,608 sqft |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,304 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Account Number | 082150A000 |
|---|---|
| Street Address | 2117 N 5TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ROOSEVELT PL ADDN BLK 8 LOT 4 |
| Legal Subdivision | ROOSEVELT PL ADDN |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 310400 |
2117 N 5th St is owned and occupied by an individual who acquired it in June 2022.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2117 N 5TH ST, SAINT CHARLES, MO 63301-0911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage COUNTY OF CHARLES |
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTY OF ST LOUIS |
| Jun 29, 2022 | Deed of Trust, Mortgage COUNTY OF ST CHARELS MISSOURI |
| Jun 28, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HABITAT FOR HUMANITY OF ST CHARLES |
| Nov 2, 2020 | Warranty Deed, Transfer · Line of Credit IFF |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 |
| Deed Sale | Jun 29, 2022 |
| Prior Sale | Jun 28, 2022 · Amount on File |
| Deed Document Number | 202236095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2117 N 5TH ST, SAINT CHARLES, MO 63301-0911 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2117 N 5TH ST, SAINT CHARLES, MO 63301-0911 |
| Document Number | 0000036094 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022R-036094 |
| Name | COUNTY OF CHARLES |
|---|---|
| Type | Government Agency |
| Address | SAINT CHARLES, MO 63301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2117 N 5TH ST, SAINT CHARLES, MO 63301-0911 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2041 TRADE CENTER DR E, SAINT PETERS, MO 63376-1287 |
| Document Number | 0000075074 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021R-075074 |
| Name | COUNTY OF ST LOUIS |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2117 N 5TH ST, SAINT CHARLES, MO 63301-0911 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2117 N 5TH ST, SAINT CHARLES, MO 63301-0911 |
| Document Number | 0000036093 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022R-036093 |
| Name | COUNTY OF ST CHARELS MISSOURI |
|---|---|
| Type | Government Agency |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 28, 2022 |
| Property Address | 2117 N 5TH ST, SAINT CHARLES, MO 63301-0911 |
| Document Number | 0000036009 |
| Map Reference | MB 3 PG 43 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022R-036009 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2041 TRADE CENTER DR E, SAINT PETERS, MO 63376-1287 |
| Name | Verified Name |
|---|---|
| Address | 2117 N 5TH ST, SAINT CHARLES, MO 63301-0911 |
| Document Number | 0000036010 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022R-036010 |
| Name | HABITAT FOR HUMANITY OF ST CHARLES |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 2, 2020 |
| Property Address | 2117 N 5TH ST, SAINT CHARLES, MO 63301-0911 |
| Document Number | 0000084207 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 84207 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2041 TRADE CENTER DR E ST PETERS MO 633761287, ST PETERS, MO 63376-1287 |
| Document Number | 84208 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 84208 |
| Name | IFF |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2117 N 5th St was $3,041.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,477 (-) | $255,139 (-) Land $40,000 Building $215,139 | |
| 2025 | $3,041.00 | $48,477 | $255,139 Land $40,000 Building $215,139 |
| 2023 | $41,800 | ||
| 2022 | $220,000 Land $30,000 Building $190,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2117 N 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2117 N 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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