2117 Maryland Ave, Covington, KY 41014 Property Records

Kenton County property record for 2117 Maryland Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,363 sqft · built 1909
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,000 (Jul 2026)
Tax Bill	$5,167 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-32-04-075.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-04-075.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,363 sqft Finished Area
Gross Area	3,724 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Material	Slate
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	163 ft deep x 50 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2117 MARYLAND AVE
City	COVINGTON
State	KY
Zip	41014-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY REALTY CO SEC 3 LOT 9 & UNNUMB LOT S 25' OF BLK 1 PATCH
Legal Subdivision	CITY REALTY CO
Legal Phase	3
Legal Block	1
Legal Lot Number	S,9
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1024
Census Tract	61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 SUNGLOW DR, VILLA HILLS, KY 41017-1130
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Feb 14, 2024	Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Feb 11, 2020	Warranty Deed, Transfer IVY POINTE TITLE LLC
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Feb 14, 2024 · Amount on Record
Deed Document Number	2026071514517
Deed Book / Page	458 / 781
Prior Transfer Date	Jul 25, 2014
Prior Transfer Doc	0005900042
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 15, 2026
Property Address	2117 MARYLAND AVE, COVINGTON, KY 41014-1579
Document Number	0000014517
Book / Page	458 / 781
Instrument Date	Jun 30, 2026
Instrument	202614517
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,248.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	812 SUNGLOW DR, VILLA HILLS, KY 41017-1130

Mortgage

Document Number	0000014518,
Date	Jul 15, 2026
Book Page	458/784
Instrument	2026071514518

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Feb 14, 2024
Property Address	2117 MARYLAND AVE, COVINGTON, KY 41014-1579
Document Number	0005900005
Book / Page	KC 269 / 823
Map Reference	PL 41
Instrument Date	Feb 12, 2024
Instrument	24021405900005
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1940 DALEWOOD PL, CINCINNATI, OH 45237-6059

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2117 MARYLAND AVE, COVINGTON, KY 41014-1579

Mortgage

Document Number	0005900006
Date	Feb 14, 2024
Book Page	KCM 526/205
Instrument	24021405900006

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 11, 2020
Property Address	2117 MARYLAND AVE, COVINGTON, KY 41014-1579
Document Number	0000000136
Book / Page	000006 / 000762
Instrument Date	Jan 22, 2020
Instrument	136
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$272.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2117 MARYLAND AVE COVINGTON KY 410141579, COVINGTON, KY 41014-1579

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 24, 2017
Property Address	2117 MARYLAND AVE, COVINGTON, KY 41014-1579
Document Number	0000000273
Book / Page	0C6082 / 000094
Instrument Date	Jan 9, 2017
Instrument	273
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	IVY PT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2117 MARYLAND AVE COVINGTON KY 410141579, COVINGTON, KY 41014-1579

Mortgage

Document Number	274
Date	Jan 24, 2017
Book Page	0C6082/000097
Instrument	274

Lender

Name	CENTER BK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (-) Land $10,000 Building $380,000	$390,000 (-) Land $10,000 Building $380,000
2025	$5,167.00 (+25.08%)	$390,000 (+25.73%) Land $5,000 Building $385,000	$390,000 (+25.73%) Land $5,000 Building $385,000
2023	$4,131.00	$310,200 Land $5,000 Building $305,200	$310,200 Land $5,000 Building $305,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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