2117 Eugene Field Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2117 Eugene Field Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1942
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2021 Mortgage
APN	`06-2.0-04-002-003-036.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-002-003-036.000`

Interior

Building Area	1,500 sqft Base Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide

Location & Zoning

Street Address	2117 EUGENE FIELD AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LOVERS LANE PLACE LOT:3 BLK:4LGL DESC:S 30' L 3 ALL L 4 N 30' L 5
Legal Subdivision	LOVERS LANE PLACE
Legal Block	4
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2013
Census Tract	500

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2117 EUGENE FIELD AVE, SAINT JOSEPH, MO 64505-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN EQUITY BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2015
Deed Sale	Sep 30, 2015
Prior Sale	Dec 9, 2005
Deed Document Number	201510281
Prior Transfer Date	Nov 14, 2005
Prior Transfer Doc	02857/0427
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2117 EUGENE FIELD AVE, SAINT JOSEPH, MO 64505-2227
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003771/650
Date	Jan 7, 2022
Book Page	3771/650
Instrument	2022000213

Lender

Name	AMERICAN EQUITY BANK
Type	Bank
Address	KNOB NOSTER, MO 65336

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2117 EUGENE FIELD AVE, SAINT JOSEPH, MO 64505-2227
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2117 EUGENE FIELD AVE, SAINT JOSEPH, MO 64505-2227

Mortgage

Document Number	3758/887
Date	Feb 16, 2021
Book Page	3758/887
Instrument	2021001529

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 (+0.05%)	$26,160 (+7.57%) Land $4,750 Building $21,410	$137,710 (+7.59%) Land $25,000 Building $112,710
2024	$1,877.00 (+17.31%)
2023	$1,600.00 (-0.68%)	$24,320 (-) Land $4,750 Building $19,570	$128,000 (-) Land $25,000 Building $103,000
2022	$1,611.00	$24,320 Land $4,750 Building $19,570
2021			$128,000 Land $25,000 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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