2117 Backwater Trl, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 2117 Backwater Trl, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,374 sqft · built 1995
Lot Size0.177 acres (7,688 sqft)
OwnerCompany Name on Record
Last Sale$585,000 (Jul 2024)
Tax Bill$9,778 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-758-2460-7

Property Details

APN / Parcel Number

Primary APNC62-000-758-2460-7
Alternative APNs
  • 04-28-16-11868-000-0170
  • 281604118680000170
  • 162804118680000170
  • R32026

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,374 sqft Living Area
Gross Area3,110 sqft
1st Floor Area2,374 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,688 sqft (0.177 acres)
Lot Dimensions115 ft deep x 64 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area336 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR32026
Street Address2117 BACKWATER TRL
CityPALM HARBOR
StateFL
Zip34685-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionBROOKERS LANDING PHASE ONE LOT 17
Legal Range16E
Legal Township28S
Legal Section4
Legal SubdivisionBROOKERS LANDING PHASE ONE
Legal Phase1
Legal Tract11868
Legal Block1
Legal Lot Number17
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1009
Census Tract27324

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address780 ELDORADO AVE, CLEARWATER BEACH, FL 33767-1422
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2024 · Amount on Record
Deed SaleJul 2, 2024 · Amount on Record
Prior SaleJun 17, 2014 · Amount on Record
Deed Document Number2024168188
Deed Book / Page22849 / 568
Prior Transfer DateJul 13, 2020
Prior Transfer Doc0210942487
Record UpdatedOct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateJul 27, 2020
Property Address2117 BACKWATER TRL, PALM HARBOR, FL 34685-2345
Document Number0210942487
Book / Page21094 / 2487
Map ReferenceMB 112 PG 15
Instrument DateJul 13, 2020
Instrument2020221684
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyGREAT AMERICAN TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2117 BACKWATER TRL, PALM HARBOR, FL 34685-2345

Mortgage

Document Number0210942489
DateJul 27, 2020
Instrument21094/2489
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,778.00 (+101.48%)$530,151 (+78.71%) Land $129,479 Building $400,672$530,151 (+17.06%) Land $129,479 Building $400,672
2024$4,853.00 (+1.7%)
2023$4,772.00 (+2.96%) Homeowner's exemption$296,661 (+3%)$452,880 (+15.12%) Land $164,523 Building $288,357
2022$4,635.00 Homeowner's exemption$288,020$393,406 Land $157,826 Building $235,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies213 units insured
incl. 62 condo units
Nearby Flood Claims3 (2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, WOW Internet, Cable & Phone.

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