2117 81st St, Somerset, WI 54025 Property Records

St. Croix County property record for 2117 81st St, Somerset, WI 54025

Property Summary

Property Type	Single Family Home
Lot Size	2.24 acres (97,879 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2019)
Tax Bill	$3,472 (2026)
Deeds & Mortgages	May 2020 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-1201-40-000`

Property Details

APN / Parcel Number

Primary APN	`038-1201-40-000`
Alternative APN	`18.31.18.1068`

Exterior

Lot Area	97,879 sqft (2.24 acres)

Location & Zoning

Street Address	2117 81ST ST
City	SOMERSET
State	WI
Zip	54025-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18 T31N R18W SW SW FRL LOT 17 ROLLING OAKS
Legal Range	18W
Legal Township	31N
Legal Section	18
Legal Subdivision	ROLLING OAKS
Legal Lot Number	17
Jurisdiction	ST CROIX WI
Township / Civil Division	STAR PRAIRIE
Census Block Group	3
Census Block	3010
Census Tract	120602

Owner

2117 81st St is owned and occupied by an individual who bought it in November 2019.

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2117 81ST ST, SOMERSET, WI 54025-7569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK FIVE NINE
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Deed Document Number	20191092366
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2117 81ST ST, SOMERSET, WI 54025-7569
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001102971
Date	May 20, 2020
Instrument	1102971

Lender

Name	BANK FIVE NINE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 13, 2019
Property Address	2117 81ST ST, SOMERSET, WI 54025-7569
Document Number	0001092366
Instrument Date	Nov 13, 2019
Instrument	1092366
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001092367
Date	Nov 13, 2019
Instrument	1092367

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2117 81ST ST, SOMERSET, WI 54025-7569
Document Number	0001042383
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2117 SLAT ST SOMERSET WI 54025, SOMERSET, WI 54025

Mortgage

Document Number	0001042383
Date	Jan 23, 2017
Instrument	1042383

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2117 81st St was $3,472 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Star Prairie Town
Unified School District	Somerset School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,472.00 Homeowner's exemption
2025	$3,472.00 Homeowner's exemption	$235,100 Land $32,200 Building $202,900	$235,100 Land $32,200 Building $202,900
2023	$3,222.00 Homeowner's exemption	$235,100 Land $32,200 Building $202,900	$235,100 Land $32,200 Building $202,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2117 81st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2117 81st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000

May also be available: Verizon.

Nearby Properties on 81st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures