21169 Co Rd 265, Ridgeway, OH 43345 Property Records

Hardin County property record for 21169 Co Rd 265, Ridgeway, OH 43345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,586 sqft · built 2006
Lot Size	4.67 acres (203,556 sqft)
Owner	Individual Name on Record
Last Sale	$7,700 (Aug 2004)
Tax Bill	$5,565 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-010098.0000`

Property Details

APN / Parcel Number

Primary APN	`16-010098.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,586 sqft Living Area
1st Floor Area	1,793 sqft
Upper Floors Area	1,793 sqft
Attic	Attic
Attic Area	783 sqft
Basement Area	1,793 sqft
Unfinished Basement	1,793 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	203,556 sqft (4.67 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21169 COUNTY ROAD 265
City	RIDGEWAY
State	OH
Zip	43345-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13406 4.673A
Legal Subdivision	VIRGINIA MILITARY SURVEY 13406
Jurisdiction	HARDIN OH
Township / Civil Division	HALE
Census Block Group	3
Census Block	3025
Census Tract	700

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	21169 COUNTY ROAD 265, RIDGEWAY, OH 43345-9313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUEST FCU
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUEST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2004 · Amount on Record
Deed Sale	Aug 23, 2004 · Amount on Record
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	21169 COUNTY ROAD 265, RIDGEWAY, OH 43345-9313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559/527
Date	Dec 23, 2020
Book Page	559/527
Instrument	202000004563

Lender

Name	QUEST FCU
Type	Credit Union
Address	KENTON, OH 43326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	21169 COUNTY ROAD 265, RIDGEWAY, OH 43345-9313
Transaction Type	Mortgage
Record Updated	Apr 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552/2199
Date	Mar 21, 2019
Book Page	552/2199
Instrument	201900000672

Lender

Name	QUEST FCU
Type	Credit Union
Address	KENTON, OH 43326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Hale Township
Unified School District	Ridgemont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,565.00 (-4.94%)	$154,450 (-) Land $10,500 Building $143,950
2024	$5,854.00 (+1.18%)	$154,450 (-) Land $10,500 Building $143,950
2023	$5,786.00 (-7.29%)	$154,450 (+8.12%) Land $10,500 Building $143,950	$441,290 (+8.12%) Land $30,000 Building $411,290
2022	$6,241.00	$142,850 Land $7,560 Building $135,290
2020			$408,140 Land $21,600 Building $386,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Speedwavz Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Byhalia.net Fixed Wireless	100 / 25

May also be available: HDER Link.

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