21166 Hawthorne Ridge Rd, Downs, IL 61736 Property Records

McLean County property record for 21166 Hawthorne Ridge Rd, Downs, IL 61736

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,395 sqft · built 1975
Lot Size	5.15 acres (224,334 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Jul 2023)
Tax Bill	$21,261 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-34-300-003`

Property Details

APN / Parcel Number

Primary APN	`22-34-300-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,395 sqft Living Area
1st Floor Area	3,262 sqft
Basement Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	224,334 sqft (5.15 acres)
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	499 sqft
Patio Area	499 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21166 HAWTHORNE RIDGE RD
City	DOWNS
State	IL
Zip	61736-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORNE RIDGE SURVEY PARCEL 1
Legal Range	03E
Legal Township	23N
Legal Section	34
Legal Subdivision	HAWTHORNE RIDGE
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	OLD TOWN
Census Block Group	3
Census Block	3013
Census Tract	5401

Owner

21166 Hawthorne Ridge Rd is owned and occupied by two individuals who bought it in July 2023.

Source: McLean County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Jul 3, 2023	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BANK
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA
Jul 10, 2019	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOY CAPITAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	Aug 23, 2010 · Amount on File
Deed Document Number	20238596
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	0000010519
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Sep 23, 2026
Property Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533
Document Number	0000014240
Instrument Date	Aug 28, 2026
Instrument	202614240
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533

Mortgage

Document Number	0000014240,
Date	Sep 23, 2026
Instrument	202614240

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 3, 2023
Property Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533
Document Number	202300008596
Instrument Date	Jun 21, 2023
Instrument	2023-00008596
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533

Mortgage

Document Number	202300008597
Date	Jul 3, 2023
Instrument	2023-00008597

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate	8.75%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533

Mortgage

Document Number	202100024468
Date	Oct 11, 2021
Instrument	2021-00024468

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	GALESBURG, IL 61401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 30, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jul 10, 2019
Property Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533
Document Number	201900010519
Instrument Date	Jun 28, 2019
Instrument	2019-00010519
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	21166 HAWTHORNE RIDGE RD, DOWNS, IL 61736-9533
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003724
Date	Mar 8, 2018
Instrument	2018-00003724

Lender

Name	SOY CAPITAL BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 20, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Old Town Township
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,645 Land $47,366 Building $225,279	$817,935 Land $142,098 Building $675,837
2024	$21,261.00 (+49.23%)
2023	$14,247.00 (+5.37%)	$179,300 (+6.6%) Land $41,000 Building $138,300	$537,900 (+6.6%) Land $123,000 Building $414,900
2022	$13,521.00	$168,199 Land $38,462 Building $129,737	$504,597 Land $115,386 Building $389,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21166 Hawthorne Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21166 Hawthorne Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Nextlink.

Nearby Properties on Hawthorne Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures