21164 76th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 21164 76th St, Live Oak, FL 32060

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 2,262 sqft · built 2002
Lot Size	36.8 acres (1,603,008 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2004)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-02S-11E-11016-006000`

Property Details

APN / Parcel Number

Primary APN	`14-02S-11E-11016-006000`
Alternative APN	`11016006000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,262 sqft Gross Area
1st Floor Area	1,012 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,603,008 sqft (36.8 acres)
Patio Area	736 sqft
Granary	2 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21164 76TH ST
City	LIVE OAK
State	FL
Zip	32060-7709
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LEG 36.80 ACRES COMM AT NE COR OF NW1/4 OF SE1/4 RUN S 0 DEG 15'06 E ALONG E LINE OF NW1/4 OF SE1/4 158.68 FT TO POB CONT S 0 DEG 15'06 E ALONG E LINE 1168.15 FT TO SE COR OF NW1/4 OF SE1/4 S 89 DEG 54'18 W ALONG S LINE OF NW1/4 OF SE1/4 1323.15 FT T
Legal Range	11E
Legal Township	02S
Legal Section	14
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1040
Census Tract	970304

Owner

21164 76th St, an agricultural property, is owned and occupied by an individual who acquired it in July 2011.

Source: Suwannee County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	21164 76TH ST, LIVE OAK, FL 32060-7709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 24, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Feb 14, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 23, 2022	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 18, 2020	Deed of Trust, Construction Loan · Construction Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2004 · Amount on File
Deed Sale	May 28, 2004 · Amount on File
Deed Document Number	2004405132713
Deed Book / Page	1105 / 433
Last Transfer Date	Jul 25, 2011
Transfer Doc	0000153026
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	21164 76TH ST, LIVE OAK, FL 32060-7709
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21164 76TH ST, LIVE OAK, FL 32060-7709

Mortgage

Document Number	0000273609
Date	Dec 5, 2023
Book Page	2483/349
Instrument	2023273609

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 4, 2053

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	21164 76TH ST, LIVE OAK, FL 32060-7709
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21164 76TH ST, LIVE OAK, FL 32060-7709

Mortgage

Document Number	0000272115
Date	Oct 24, 2023
Book Page	2475/34
Instrument	2023272115

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	21164 76TH ST, LIVE OAK, FL 32060-7709
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21164 76TH ST, LIVE OAK, FL 32060-7709

Mortgage

Document Number	0000262785
Date	Feb 14, 2023
Book Page	2419/398
Instrument	2023262785

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	21164 76TH ST, LIVE OAK, FL 32060-7709
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249270
Date	Feb 23, 2022
Book Page	2336/461
Instrument	2022249270

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	Jun 18, 2020
Property Address	21164 76TH ST, LIVE OAK, FL 32060-7709
Document Number	0000227050
Book / Page	002192 / 000415
Instrument Date	Jun 16, 2020
Instrument	227050
Transaction Type	Construction Loan
Record Updated	Jul 22, 2020
Title Company	FARM SERVICE AGENCY, FARM SERVICE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21164 7TH ST DOWLING PARK FL 32060, DOWLING PARK, FL 32060

Mortgage

Document Number	0000227050
Date	Jun 18, 2020
Book Page	002192/000415
Instrument	227050

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MADISON, FL 32340

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 17, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 21164 76th St was $3,169 with a homeowner's exemption, up 4.6% from the year before.

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,169.00 (+4.55%) Homeowner's exemption	$245,718	$310,337 Land $75,800 Building $234,537
2024	$3,031.00 (+215.73%)
2023	$960.00 (-8.92%) Homeowner's exemption	$81,704 (+2.74%)	$174,663 (+14.59%)
2022	$1,054.00 Homeowner's exemption	$79,528	$152,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21164 76th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21164 76th St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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