Macomb County property record for 21160 32 Mile Rd, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,556 sqft · built 1880 |
| Lot Size | 2.06 acres (89,995 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Jun 2020) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-03-100-013 |
| Primary APN | 21-05-03-100-013 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 89,995 sqft (2.06 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 21160 32 MILE RD |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T4N,R13E SEC 3 COMM AT SW 1/4 COR SEC 34 TH EAST 2078.90 FT TO POB; TH EAST 165.00 FT; TH S00*39'00"E 545.49 FT; TH WEST 165.00 FT; TH N00*39'00"W 549.49 FT TO POB 2.066 AC SPLIT ON 09/22/2004 FROM 05-03-100-005 |
| Legal Range | 13E |
| Legal Township | 04N |
| Legal Section | 03 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 216000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21160 32 MILE RD, RAY, MI 48096-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 26, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| May 9, 2018 | Deed of Trust, Mortgage MICHIGAN MUTUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | Nov 30, 2016 · Amount on Record |
| Deed Document Number | 202072644 |
| Deed Book / Page | 26796 / 907 |
| Prior Transfer Date | Feb 6, 2004 |
| Prior Transfer Doc | 0004048140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21160 32 MILE RD, RAY, MI 48096-1314 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21160 32 MILE RD, RAY, MI 48096-1314 |
| Document Number | 2102159768 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 27578/155 |
| Instrument | 202102159768 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 26, 2020 |
| Property Address | 21160 32 MILE RD, RAY, MI 48096-1314 |
| Document Number | 0000072644 |
| Book / Page | 026796 / 000907 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 72644 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,419.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21160 32 MILE RD RAY MI 480961314, RAY, MI 48096-1314 |
| Document Number | 72561 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 026796/000445 |
| Instrument | 72561 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21160 32 MILE RD, RAY, MI 48096-1314 |
| Document Number | 0000058475 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 21160 32 MILE RD RAY MI 480961314, RAY, MI 48096-1314 |
| Document Number | 0000058475 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 025372/000434 |
| Instrument | 58475 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 17, 2048 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,700 (+15.81%) | $215,400 (+15.81%) | |
| 2025 | $2,930.00 (+17.67%) | ||
| 2023 | $93,000 | $186,000 | |
| 2022 | $2,490.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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