2116 Westbourne Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 2116 Westbourne Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,938 sqft · built 1997
Lot Size	0.226 acres (9,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2018)
Tax Bill	$435 (2024)
Deeds & Mortgages	Jun 2022 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-31-5MB-0000-1270`

Property Details

APN / Parcel Number

Primary APN	`36-21-31-5MB-0000-1270`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,938 sqft Living Area
1st Floor Area	1,791 sqft
2nd Floor Area	2,147 sqft
Upper Floors Area	2,147 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,882 sqft
Garage Area	653 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	150 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2116 WESTBOURNE DR
City	OVIEDO
State	FL
Zip	32765-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 127 TRACT 105 PH 3 AT CARILLON PB 47 PGS 42 THRU 45
Legal Range	31E
Legal Township	21S
Legal Section	36
Legal Subdivision	TRACT 105
Legal Tract	105
Legal Lot Number	127
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2011
Census Tract	21316

Owner

Source: Seminole County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2116 WESTBOURNE DR, OVIEDO, FL 32765-5156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2018	Warranty Deed, Transfer · VA Mortgage HOME FIRST LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Dec 8, 1997 · Amount on Record
Deed Document Number	2018075685
Deed Book / Page	09164 / 1490
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2116 WESTBOURNE DR, OVIEDO, FL 32765-5156
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 WESTBOURNE DR, OVIEDO, FL 32765-5156

Mortgage

Document Number	0102530116
Date	Jun 3, 2022
Book Page	10253/116
Instrument	2022066223

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2116 WESTBOURNE DR, OVIEDO, FL 32765-5156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 WESTBOURNE DR, OVIEDO, FL 32765-5156

Mortgage

Document Number	0097110576
Date	Sep 22, 2020
Book Page	9711/576
Instrument	2020105865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 29, 2018
Property Address	2116 WESTBOURNE DR, OVIEDO, FL 32765-5156
Document Number	0091641490
Book / Page	009164 / 001490
Instrument Date	Jun 28, 2018
Instrument	75685
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	LEADING EDGE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2116 WESTBOURNE DR OVIEDO FL 327655156, OVIEDO, FL 32765-5156

Mortgage

Document Number	91641492
Date	Jun 29, 2018
Book Page	009164/001492
Instrument	75686

Lender

Name	HOME FIRST LENDING
Address	ORLANDO, DE 32801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$443,633 (+5.99%)	$707,746 (+6.84%) Land $120,000 Building $587,746
2024	$435.00
2023	$435.00 (+1.16%) Homeowner's exemption	$418,573 (+3%)	$662,460 (+14.89%) Land $115,000 Building $547,460
2022	$430.00 Homeowner's exemption	$406,382	$576,590 Land $100,000 Building $476,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured incl. 18 condo units
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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