2116 Rowley Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 2116 Rowley Rd, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,912 sqft · built 1989
Lot Size5.1 acres (222,156 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Apr 2019)
Tax Bill$10,059 (2025)
Deeds & MortgagesJun 2021 Refinance
Apr 2019 Sale
APN414089 192.-1-23.112

Property Details

APN / Parcel Number

Primary APN414089 192.-1-23.112
Alternative APN
  • 408919200000010231120000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,912 sqft Living Area
1st Floor Area1,456 sqft
2nd Floor Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialWood
Lot Area222,156 sqft (5.1 acres)
Lot Width375 ft Width
Garage TypeAttached
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area416 sqft
Shed1 Shed
Canopy196 sqft
Gazebo100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2116 ROWLEY RD
CityBALLSTON SPA
StateNY
Zip12020-4135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionSIDE: E
Legal Block1
Legal Lot Number23.112
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group2
Census Block2009
Census Tract61905

Owner

2116 Rowley Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Saratoga County and Malta Town records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2116 ROWLEY RD, BALLSTON SPA, NY 12020-4135
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SARATOGA NATIONAL BANK & TRUST
Apr 3, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2019 · Amount on File
Deed SaleApr 3, 2019 · Amount on File
Prior SaleSep 12, 2012 · Amount on File
Deed Document Number20198955
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address2116 ROWLEY RD, MALTA, NY 12020-4135
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021277
DateJun 16, 2021
Instrument2021021277
Lender
NameSARATOGA NATIONAL BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateApr 3, 2019
Property Address2116 ROWLEY RD, MALTA, NY 12020-4135
Document Number0000008955
Instrument DateApr 1, 2019
Instrument2019008955
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount on Record
Tax$2,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BROOKSIDE DR, SARATOGA SPRINGS, NY 12866-6301

Tax Assessment & Valuation

The 2025 property tax bill for 2116 Rowley Rd was $10,059.

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,059.00$735,000 Land $102,500 Building $632,500$735,000 Land $102,500 Building $632,500
2023$648,000 Land $94,600 Building $553,400$648,000 Land $94,600 Building $553,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2116 Rowley Rd; 18 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2116 Rowley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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