2116 NE 40th Ter, Ocala, FL 34470 Property Records

Marion County property record for 2116 NE 40th Ter, Ocala, FL 34470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2026)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24232-001-05`

Property Details

APN / Parcel Number

Primary APN	`24232-001-05`
Alternative APNs	`3253779000` `3253779`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Exterior Material	Other
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	264 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2116 NE 40TH TER
City	OCALA
State	FL
Zip	34470-3170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	SEC 02 TWP 15 RGE 22 PLAT BOOK 7 PAGE 071 VICTORIA STATION BLK A LOT 5
Legal Range	22E
Legal Township	15S
Legal Section	2
Legal Subdivision	VICTORIA STATION
Legal Block	A
Legal Lot Number	5
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1001
Census Tract	1403

Owner

Source: Marion County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2116 NE 40TH TER, OCALA, FL 34470-3170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage PENTAGON FEDERAL CREDIT UNION
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage PENTAGON FEDERAL CREDIT UNION
Feb 14, 2020	Deed of Trust, Transfer · Conventional Mortgage QUICKEN LNS
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage MONOHAN GARY T SR L/TR (RT)
Oct 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	202668190
Deed Book / Page	8919 / 846
Prior Transfer Date	Feb 14, 2020
Prior Transfer Doc	0071371916
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2116 NE 40TH TER, OCALA, FL 34470-3170
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	SUPERIOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 NE 40TH TER, OCALA, FL 34470-3170

Mortgage

Document Number	0078170872
Date	Jun 28, 2022
Book Page	7817/872
Instrument	2022094941

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 28, 2026
Property Address	2116 NE 40TH TER, OCALA, FL 34470-3170
Document Number	0000068190
Book / Page	8919 / 846
Instrument Date	May 7, 2026
Instrument	202668190
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	MARION LAKE SUMTER TITLE LLC, MARION LAKE SUMTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068191,
Date	May 28, 2026
Instrument	202668191

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 28, 2026
Property Address	2116 NE 40TH TER, OCALA, FL 34470-3170
Document Number	0089190846
Book / Page	8919 / 846
Instrument Date	May 7, 2026
Instrument	202668190
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MARION LAKE SUMTER TITLE LLC, MARION LAKE SUMTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068191,
Date	May 28, 2026
Instrument	202668191

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

February 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2116 NE 40TH TER, OCALA, FL 34470-3170
Document Number	0071371916
Instrument Date	Feb 14, 2020
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	OTHER

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 NE 40TH TER OCALA FL 344703170, OCALA, FL 34470-3170

Mortgage

Document Number	0071371916
Date	Feb 21, 2020
Book Page	007137/001916
Instrument	19023

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 2, 2018
Property Address	2116 NE 40TH TER, OCALA, FL 34470-3170
Document Number	0068421141
Book / Page	006842 / 001141
Instrument Date	Sep 21, 2018
Instrument	96104
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ALL AMERICAN LAND TITLE INSURANCE AGENCY, ALL AMERICAN LAND TITLE INS AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 OLD HART RD BARRINGTON IL 600102628, BARRINGTON, IL 60010-2628

Mortgage

Document Number	68421161
Date	Oct 2, 2018
Book Page	006842/001161
Instrument	96106

Lender

Name	MONOHAN GARY T SR L/TR (RT)
Address	5900 NE 61ST CT, SILVER SPRINGS, FL 34488-1213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Oct 11, 2017
Property Address	2116 NE 40TH TER, OCALA, FL 34470-3170
Document Number	0066530391
Book / Page	006653 / 000391
Instrument Date	Sep 25, 2017
Instrument	91709
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2116 NE 40TH TER OCALA FL 344703170, OCALA, FL 34470-3170

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00 (+5.89%) Homeowner's exemption	$87,027 (+5.99%)	$225,840 (+7.52%) Land $40,000 Building $185,840
2023	$1,036.00 (+29.66%) Homeowner's exemption	$82,111 (+7.56%) Land $30,000 Building $52,111	$210,045 (+11.05%) Land $30,000 Building $180,045
2022	$799.00 Homeowner's exemption	$76,337	$189,152 Land $30,000 Building $159,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Florida Broadband, Metronet.

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