Schenectady County and Rotterdam Town property record for 2116 Ferguson St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 950 sqft · built 1947 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $241,500 (Feb 2026) |
| Tax Bill | $5,117 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.13-6-32 |
| Primary APN | 422800 59.13-6-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Upper Floors Area | 475 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2116 FERGUSON ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 3 R,G,BKF,FP,DM MANAS #3 2.-180-1 |
| Legal Block | 6 |
| Legal Lot Number | 32.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2651 EDGEWOOD AVE, SCHENECTADY, NY 12306-2231 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jan 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on Record |
| Deed Sale | Feb 4, 2026 · Amount on Record |
| Prior Sale | Jan 12, 2022 · Amount on Record |
| Deed Document Number | 20262496 |
| Deed Book / Page | 2165 / 798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 4, 2026 |
| Property Address | 2116 FERGUSON ST, SCHENECTADY, NY 12303-4127 |
| Document Number | 0000002496 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 202602496 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $966.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2116 FERGUSON ST, SCHENECTADY, NY 12303-4127 |
| Name | Verified Name |
|---|---|
| Address | 2651 EDGEWOOD AVE, ROTTERDAM, NY 12306-2231 |
| Document Number | 0000002497 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 202602497 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 12, 2022 |
| Property Address | 2116 FERGUSON ST, SCHENECTADY, NY 12303-4127 |
| Document Number | 0000001992 |
| Book / Page | 2076 / 332 |
| Map Reference | MAP 3 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 202201992 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2116 FERGUSON ST, 2116, SCHENECTADY, NY 12303-4127 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1707 ALEXANDER WAY, MALTA, NY 12020-5216 |
| Document Number | 0000001993 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 202201993 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,117.00 (+1.93%) | ||
| 2025 | $5,020.00 | $137,000 (-) Land $9,000 Building $128,000 | $210,800 (+10.77%) Land $13,848 Building $196,952 |
| 2024 | $137,000 (-) Land $9,000 Building $128,000 | $190,300 (+5.55%) Land $12,501 Building $177,799 | |
| 2023 | $137,000 Land $9,000 Building $128,000 | $180,300 Land $11,845 Building $168,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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