2116 Congress Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2116 Congress Ln, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage2,807 sqft Heated Area
Lot Size5,750 sqft (0.132 acres)
OccupancyOwner Occupied
Last Sale$130,000 (2012)
Tax Bill$4,360.00 (2025)

Property Details

APN / Parcel Number

Primary APN140269
Alternative APN
  • 092630005500011310

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,807 sqft Heated Area
Gross Area3,523 sqft Gross Area
1st Floor1,654 sqft 1st Floor
Upper Floors1,153 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,750 sqft (0.132 acres)
Depth X Width115 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage

Exterior Amenities

FenceFence
Patio Area410 sqft Patio
PorchFinished/Screened Porch
Porch Area296 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number140269
Street Address2116 CONGRESS LN
CitySAINT CLOUD
StateFL
Zip34769-7074
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PH 1B PB 18 PG 72 LOT 131
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK
Legal Phase1B
Legal Tract55
Legal Block1
Legal Lot Number131
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1017
Census Tract43208

Owner

Source: Osceola County records · APN 140269

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2116 CONGRESS LN, SAINT CLOUD, FL 34769-7074
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
PLANET HOME LENDING LLC
Dec 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2012 · Amount on Record
Deed SaleMay 31, 2012 · Amount on Record
Prior SaleDec 12, 2011
Deed Doc Number2012082519
Deed Book / Page4277 / 0671
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2116 CONGRESS LN, SAINT CLOUD, FL 34769-7074
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2116 CONGRESS LN, SAINT CLOUD, FL 34769-7074

Mortgage

Document Number0063091173
DateNov 02, 2022
Book Page6309/1173
Instrument2022160842
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2116 CONGRESS LN, SAINT CLOUD, FL 34769-7074
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052500327
DateDec 08, 2017
Book Page5250/0327
Instrument2017174112
Lender
NameRP FUNDING INC
TypeMortgage Company
Address32375
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2032

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,360.00 (+4.78%) Homeowner's exemption$163,134 (+5.99%)$350,400 (+0.14%) Land $70,000 Building $280,400
2023$4,161.00 (+3.4%) Homeowner's exemption$153,920 (+3%)$349,900 (+12.29%) Land $60,000 Building $289,900
2022$4,024.00 Homeowner's exemption$149,437$311,600 Land $55,000 Building $256,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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