2116 Andrea Rd, Festus, MO 63028 Property Records

Jefferson County property record for 2116 Andrea Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,655 sqft · built 2004
Lot Size	9.2 acres (400,752 sqft)
Owner	2 Individual Names on File
Last Sale	$692,557 (Jul 2025)
Tax Bill	$4,236 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`186.024.00001032`

Property Details

APN / Parcel Number

Primary APN	`186.024.00001032`
Alternative APN	`1860240 001032`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,655 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	2,655 sqft
Basement Area	1,886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	400,752 sqft
Garage Type	Attached
Garage Area	1,233 sqft
Porch	Open Frame Porch
Porch Area	502 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2116 ANDREA RD
City	FESTUS
State	MO
Zip	63028-3990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	SUGAR SPRINGS LOT 16
Legal Range	5E
Legal Township	40N
Legal Section	24
Legal Subdivision	SUGAR SPRINGS
Legal Tract	16
Legal Block	4
Legal Lot Number	16
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	4
Census Block	4031
Census Tract	701404

Owner

2116 Andrea Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2116 ANDREA RD, FESTUS, MO 63028-3990
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU
Dec 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Dec 20, 2021 · Amount on File
Deed Document Number	202516313
Prior Transfer Date	Jul 3, 2015
Prior Transfer Doc	0000021745
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 3, 2025
Property Address	2116 ANDREA RD, FESTUS, MO 63028-3990
Document Number	0000016313
Map Reference	MB 190 PG 7&8
Instrument Date	Jul 1, 2025
Instrument	2025R-016313
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 BENNETT FARMS TRL, ACWORTH, GA 30102-1358

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2116 ANDREA RD, FESTUS, MO 63028-3990

Mortgage

Document Number	0000016314
Date	Jul 3, 2025
Instrument	2025R-016314

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 20, 2021
Property Address	2116 ANDREA RD, FESTUS, MO 63028-3990
Document Number	0000054272
Instrument Date	Dec 10, 2021
Instrument	2021R-054272
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 ANDREA RD, FESTUS, MO 63028-3990

Mortgage

Document Number	0000054273
Date	Dec 20, 2021
Instrument	2021R-054273

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 20, 2021
Property Address	2116 ANDREA RD, FESTUS, MO 63028-3990
Document Number	0000054274
Map Reference	MB 190 PG 7&8
Instrument Date	Dec 10, 2021
Instrument	2021R-054274
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 ANDREA RD, FESTUS, MO 63028-3990

Tax Assessment & Valuation

The 2025 property tax bill for 2116 Andrea Rd was $4,236, up 6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,700 (-) Land $9,600 Building $66,100	$398,500 (-) Land $50,600 Building $347,900
2025	$4,236.00 (+5.95%)	$75,700 Land $9,600 Building $66,100	$398,500 (-) Land $50,600 Building $347,900
2024	$3,998.00 (+0.05%)		$398,500 (+7.21%) Land $50,600 Building $347,900
2023	$3,996.00	$70,600 Land $9,600 Building $61,000	$371,700 Land $50,600 Building $321,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2116 Andrea Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2116 Andrea Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lightwave Communications Fiber	1,000 / 1,000

May also be available: Wisper ISP.

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