Manitowoc County property record for 2116 43rd St, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,238 sqft · built 1954 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,218 (2025) |
| Deeds & Mortgages | May 2025 Second Mortgage Mar 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-105-003-040.00 |
| Primary APN | 53-105-003-040.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Gross Area | 3,144 sqft |
| Basement Area | 632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,055 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2116 43RD ST |
|---|---|
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BODENSTAB`S SUB LOT 4 BLK 3 |
| Legal Subdivision | BODENSTABS SUB |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5200 |
2116 43rd St is owned and occupied by an individual.
Source: Manitowoc County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2116 43RD ST, TWO RIVERS, WI 54241-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOX COMMUNITIES CU |
| Mar 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOX COMMUNITIES CU |
| Mar 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage FOX COMMUNITIES CU |
| Jun 17, 2024 | Correction Deed |
| May 24, 2024 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Sep 29, 2023 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2116 43RD ST, TWO RIVERS, WI 54241-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003688/655 |
|---|---|
| Date | May 12, 2025 |
| Book Page | 3688/655 |
| Instrument | 1283318 |
| Name | FOX COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54913 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 8.99% |
| Index | 1-Year T-Bill |
| Max Rate | 12.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2116 43RD ST, TWO RIVERS, WI 54241-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003680/105 |
|---|---|
| Date | Mar 31, 2025 |
| Book Page | 3680/105 |
| Instrument | 1281923 |
| Name | FOX COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54913 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 8.99% |
| Index | 1-Year T-Bill |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Mar 5, 2025 |
| Property Address | 2116 43RD ST, TWO RIVERS, WI 54241-1114 |
| Document Number | 003675/486 |
| Book / Page | 3675 / 486 |
| Instrument Date | Feb 26, 2025 |
| Instrument | 1281187 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001281188 |
|---|---|
| Date | Mar 5, 2025 |
| Instrument | 1281188 |
| Name | FOX COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Jun 17, 2024 |
| Property Address | 2116 43RD ST, TWO RIVERS, WI 54241-1114 |
| Document Number | 003624/339 |
| Book / Page | 3624 / 339 |
| Instrument Date | Jun 17, 2024 |
| Instrument | 1273297 |
| Record Updated | Feb 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Land Contract |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | May 24, 2024 |
| Property Address | 2116 43RD ST, TWO RIVERS, WI 54241-1114 |
| Document Number | 003620/408 |
| Book / Page | 3620 / 408 |
| Instrument Date | May 24, 2024 |
| Instrument | 1272663 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | May 24, 2024 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Sep 29, 2023 |
| Property Address | 2116 43RD ST, TWO RIVERS, WI 54241-1114 |
| Document Number | 00003583/1 |
| Book / Page | 3583 / 1 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 1266225 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Sep 29, 2023 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2116 43rd St was $1,218.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Two Rivers City |
| Unified School District | Two Rivers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,218.00 | $73,600 Land $16,400 Building $57,200 | $85,093 Land $18,961 Building $66,132 |
| 2023 | $1,993.00 (-8.37%) | $75,500 (-) Land $12,800 Building $62,700 | $119,800 (+15.75%) |
| 2022 | $2,175.00 Homeowner's exemption | $75,500 Land $12,800 Building $62,700 | $103,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2116 43rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2116 43rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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