21157 W Covington Dr, Plainfield, IL 60544 Property Records

Will County property record for 21157 W Covington Dr, Plainfield, IL 60544

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,516 sqft · built 1995
Lot Size	0.21 acres (9,069 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Nov 2023)
Tax Bill	$9,332 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-06-406-002`

Property Details

APN / Parcel Number

Primary APN	`11-04-06-406-002`
Alternative APN	`04064060020000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,069 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21157 W COVINGTON DR
City	PLAINFIELD
State	IL
Zip	60544-7348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 394 IN LAKEWOOD FALLS UNIT 1, POD 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 6, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	06
Legal Subdivision	LAKEWOOD FALLS
Legal Lot Number	394
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2015
Census Tract	880503

Owner

21157 W Covington Dr is owned by an individual who bought it in November 2023.

Source: Will County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	26828 BASSWOOD CIR, PLAINFIELD, IL 60585-2932
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 19, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 15, 2018	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	202358976
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 8, 2023
Property Address	21157 W COVINGTON DR, PLAINFIELD, IL 60544-7348
Document Number	0000058976
Map Reference	DOC R95-01506
Instrument Date	Oct 19, 2023
Instrument	R2023058976
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26828 BASSWOOD CIR, PLAINFIELD, IL 60585-2932

Mortgage

Document Number	0000058977
Date	Nov 8, 2023
Instrument	R2023058977

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	21157 W COVINGTON DR, PLAINFIELD, IL 60544-7348
Document Number	0000041243
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21157 W COVINGTON DR PLAINFIELD IL 605447348, PLAINFIELD, IL 60544-7348

Mortgage

Document Number	0000041243
Date	Jun 1, 2020
Instrument	41243

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Interest

Rate	3.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 15, 2018
Property Address	21157 W COVINGTON DR, PLAINFIELD, IL 60544-7348
Document Number	0000072531
Map Reference	DOC R94-88904
Instrument Date	Sep 28, 2018
Instrument	R2018072531
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21157 W COVINGTON DR, PLAINFIELD, IL 60544-7348

Mortgage

Document Number	0000072532
Date	Oct 15, 2018
Instrument	R2018072532

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 21157 W Covington Dr was $9,332.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,332.00	$103,312 (+7.2%) Land $28,507 Building $74,805	$309,936 (+7.2%) Land $85,521 Building $224,415
2024		$96,373 Land $26,592 Building $69,781	$289,119 Land $79,776 Building $209,343
2022	$7,186.00 Homeowner's exemption	$78,341 Land $21,617 Building $56,724	$235,023 Land $64,851 Building $170,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21157 W Covington Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21157 W Covington Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

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