21150 Smith Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 21150 Smith Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	4,726 sqft · built 2011
Lot Size	6.53 acres (284,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 2006)
Tax Bill	$6,479 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2023 Line of Credit + 5 more
APN	`107-129-2099`

Property Details

APN / Parcel Number

Primary APN	`107-129-2099`
Alternative APN	`29650`

Interior

Building Area	4,726 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Lot Area	284,447 sqft (6.53 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-129-2099
Street Address	21150 SMITH RD
City	COVINGTON
State	LA
Zip	70435-6345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.53 ACS SEC 13 6 11 CB 1370 757 INST NO 1056209 INST NO 1056212 INST NO 1144278 INST NO 1231217 INST NO 1444417 INST NO 1561
Legal Range	11
Legal Township	06
Legal Section	13
Legal Subdivision	SMITH RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3001
Census Tract	40502

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	21150 SMITH RD, COVINGTON, LA 70435-6345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Apr 13, 2011	Deed of Trust, Mortgage · Conventional Mortgage ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN
Mar 3, 2010	Deed of Trust, Mortgage · Construction Mortgage ST TAMMANY HOMESTEAD SAVINGS AND LOAN AS
Sep 4, 2012	Deed of Trust, Mortgage · Conventional Mortgage ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN
Sep 19, 2012	Deed of Trust, Mortgage · Line of Credit ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN
Apr 13, 2011	Deed of Trust, Mortgage · Conventional Mortgage ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2006 · Amount on Record
Deed Sale	Jun 29, 2006 · Amount on Record
Deed Document Number	1561618
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21150 SMITH RD, COVINGTON, LA 70435-6345
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002219025
Date	Aug 5, 2020
Instrument	2219025

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21150 SMITH RD, COVINGTON, LA 70435-6345
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002358436
Date	Jan 6, 2023
Instrument	2358436

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21150 SMITH RD, COVINGTON, LA 70435-6345
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001807988
Date	Apr 13, 2011
Instrument	1807988

Lender

Name	ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN
Address	COVINGTON, LA 70433

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2041

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21150 SMITH RD, COVINGTON, LA 70435-6345
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001759868
Date	Mar 3, 2010
Instrument	1759868

Lender

Name	ST TAMMANY HOMESTEAD SAVINGS AND LOAN AS
Address	COVINGTON, LA 70433

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2041

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21150 SMITH RD, COVINGTON, LA 70435-6345
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001870175
Date	Sep 4, 2012
Instrument	1870175

Lender

Name	ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN
Address	COVINGTON, LA 70433

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2042

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21150 SMITH RD, COVINGTON, LA 70435-6345
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001872161
Date	Sep 19, 2012
Instrument	1872161

Lender

Name	ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN
Address	COVINGTON, LA 70433

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21150 SMITH RD, COVINGTON, LA 70435-6345
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001807995
Date	Apr 13, 2011
Instrument	1807995

Lender

Name	ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN
Address	COVINGTON, LA 70433

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2021

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,479.00 (-3.77%) Homeowner's exemption	$65,236 (-) Land $1,656 Building $63,580	$652,356 (-) Land $16,560 Building $635,796
2024	$6,733.00 (+16.21%) Homeowner's exemption	$65,236 (+20.97%) Land $1,656 Building $63,580	$652,356 (+20.97%) Land $16,560 Building $635,796
2023	$5,794.00 Homeowner's exemption	$53,928 (-) Land $1,656 Building $52,272	$539,280 (-) Land $16,560 Building $522,720
2022	$5,794.00 Homeowner's exemption	$53,928 Land $1,656 Building $52,272	$539,280 Land $16,560 Building $522,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 96% of Louisiana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures