21150 E Memorial Rd, Luther, OK 73054 Property Records

Oklahoma County property record for 21150 E Memorial Rd, Luther, OK 73054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2016
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (May 2020)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-605-1205`

Property Details

APN / Parcel Number

Primary APN	`18-605-1205`
Alternative APNs	`3052-18-605-1205` `R186051205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Terrain	Other
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	252 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R186051205
Street Address	21150 E MEMORIAL RD
City	LUTHER
State	OK
Zip	73054-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED PT SEC 13 13N 1E 000 000 PT NW4 SEC 13 13N 1E BEG 652.22FT E OF NW/C NW4 TH E326.11FT S333.67FT W326.02FT N333.58FT
Legal Range	01E
Legal Township	13N
Legal Section	13
Legal Quarter	NW
Legal Subdivision	UNPLATTED PT SEC 13 13N 1E
Legal Tract	A
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHEAST
Census Block Group	2
Census Block	2014
Census Tract	109001

Owner

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21150 E MEMORIAL RD, LUTHER, OK 73054-9092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 12, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 15, 2017	Grant Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	20200512010661280
Deed Book / Page	14340 / 1625
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	21150 E MEMORIAL RD, LUTHER, OK 73054-9092
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21150 E MEMORIAL RD, LUTHER, OK 73054-9092

Mortgage

Document Number	0001185236
Date	Dec 23, 2025
Book Page	16331/511
Instrument	2025122301185236

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	21150 E MEMORIAL RD, LUTHER, OK 73054-9092
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21150 E MEMORIAL RD, LUTHER, OK 73054-9092

Mortgage

Document Number	0001054498
Date	Apr 29, 2024
Book Page	15738/791
Instrument	2024042901054498

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 12, 2020
Property Address	21150 E MEMORIAL RD, LUTHER, OK 73054-9092
Document Number	0143401625
Book / Page	014340 / 001625
Instrument Date	May 8, 2020
Instrument	10661280
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21150 E MEMORIAL RD LUTHER OK 730549092, LUTHER, OK 73054-9092

Mortgage

Document Number	143401626
Date	May 12, 2020
Book Page	014340/001626
Instrument	10661290

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 15, 2017
Property Address	21150 E MEMORIAL RD, LUTHER, OK 73054-9092
Document Number	0134630617
Book / Page	013463 / 000617
Instrument Date	Jun 13, 2017
Instrument	10835300
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21130 E MEMORIAL RD LUTHER OK 73054, LUTHER, OK 73054

Mortgage

Document Number	134630619
Date	Jun 15, 2017
Book Page	013463/000619
Instrument	10835310

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Unified School District	Luther Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$26,493 (+6.09%) Land $1,962 Building $24,531	$337,500 (+22.95%) Land $25,000 Building $312,500
2023	Homeowner's exemption	$24,973 Land $2,274 Building $22,699	$274,500 Land $25,000 Building $249,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTHER serves 650 people · EPA ID OK2005503
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

May also be available: Airosurf Communications, Verizon.

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