2115 W 4th St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2115 W 4th St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,377 sqft · built 1920
Lot Size	0.129 acres (5,600 sqft)
Owner	Company Name on Record
Last Sale	$15,000 (Nov 2018)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Sep 2021 Sale Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-34-232-003`

Property Details

APN / Parcel Number

Primary APN	`8913-34-232-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,113 sqft
Basement Area	1,113 sqft
Unfinished Basement	1,113 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2115 W 4TH ST
City	WATERLOO
State	IA
Zip	50701-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENDALLS FOURTH STREET ADD SW 40 FT LOT 2 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	KENDALLS FOURTH STREET ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4006
Census Tract	1400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 56, WATERLOO, IA 50704-0056
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	2018201900007493
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 28, 2021
Property Address	2115 W 4TH ST, WATERLOO, IA 50701-3943
Document Number	202200006859
Instrument Date	Sep 27, 2021
Instrument	202200006859
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 56, WATERLOO, IA 50704-0056

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2115 W 4TH ST, WATERLOO, IA 50701-3943
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900007844
Date	Nov 15, 2018
Instrument	201900007844

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,204.00 (+20.05%)	$205,980 (+27.58%) Land $16,000 Building $189,980	$205,980 (+27.58%) Land $16,000 Building $189,980
2024	$3,502.00 (+14.97%)
2023		$161,450 (+16.42%) Land $16,000 Building $145,450	$161,450 (+16.42%) Land $16,000 Building $145,450
2022	$3,046.00	$138,680 Land $16,000 Building $122,680
2021			$138,680 Land $16,000 Building $122,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on W 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures