Kane County property record for 2115 Valley Creek Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1986 |
| Lot Size | 0.197 acres (8,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Oct 2004) |
| Tax Bill | $8,101 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-452-022 |
| Primary APN | 06-09-452-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 3,096 sqft |
| 1st Floor Area | 1,548 sqft |
| Basement Area | 1,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 8,574 sqft (0.197 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 2115 VALLEY CREEK DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 2 LOT 8 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 851909 |
2115 Valley Creek Dr is owned and occupied by two individuals who bought it in October 2004.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2115 VALLEY CREEK DR, ELGIN, IL 60123-2688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2004 · Amount on File |
| Deed Sale | Oct 13, 2004 · Amount on File |
| Deed Document Number | 2004133371 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2115 Valley Creek Dr was $8,101 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,101.00 Homeowner's exemption | $114,188 (+8.57%) Land $34,594 Building $79,594 | $342,701 (+8.57%) Land $103,824 Building $238,878 |
| 2024 | $105,174 Land $31,863 Building $73,311 | $315,648 Land $95,627 Building $220,021 | |
| 2022 | $6,992.00 (+4.5%) Homeowner's exemption | $86,639 (+6.96%) Land $26,248 Building $60,391 | $259,917 (+6.96%) Land $78,744 Building $181,173 |
| 2021 | $6,691.00 Homeowner's exemption | $81,001 Land $24,540 Building $56,461 | $243,003 Land $73,620 Building $169,383 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2115 Valley Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2115 Valley Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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