2115 S State St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2115 S State St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,111 sqft · built 1926
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2020)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`76-2320-0027-00-9`

Property Details

APN / Parcel Number

Primary APN	`76-2320-0027-00-9`
Alternative APN	`11-76-2320-0027-00-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2115 S STATE ST
City	SAINT JOSEPH
State	MI
Zip	49085-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - D
Legal Description	THE S 1.5'OF LOT 26 & N 46.5 FT OF LOT 27 ASSESSORS PLAT OF FORRES HILLS BEING A SUBDN OF UNIV LOTS 44 53 60 & 69 SEC 26 T4S R19W
Legal Range	19W
Legal Township	04S
Legal Section	26
Legal Subdivision	FORRES HILLS
Legal Lot Number	26-44
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2016
Census Tract	802

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2115 S STATE ST, SAINT JOSEPH, MI 49085-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Book / Page	3289 / 1164
Prior Transfer Date	Jul 26, 2013
Prior Transfer Doc	03046/0419
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 3, 2020
Property Address	2115 S STATE ST, SAINT JOSEPH, MI 49085-1907
Document Number	03289/1164
Book / Page	3289 / 1164
Map Reference	LB 9 PG 3
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 S STATE ST, SAINT JOSEPH, MI 49085-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2115 S STATE ST, SAINT JOSEPH, MI 49085-1907

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (-8.12%)	$240,000 (-8.12%)
2025	$3,968.00 (+2.43%) Homeowner's exemption	$130,600 (+21.49%)	$261,200 (+21.49%)
2024	$3,874.00 (-24.42%)
2023		$107,500	$215,000
2022	$5,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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