2115 S Delano St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 2115 S Delano St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,033 sqft · built 1996
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2008)
Tax Bill	$3,955 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-565-0004-004`

Property Details

APN / Parcel Number

Primary APN	`74-07-565-0004-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,033 sqft Living Area
1st Floor Area	2,019 sqft
Basement Area	1,779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	13,809 sqft (0.317 acres)
Lot Depth	158 ft Depth
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2115 S DELANO ST
City	SAINT CLAIR
State	MI
Zip	48079-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 9 EXC W 28' AND LOT 10 EXC E 14' NORBY ST CLAIR SUBD
Legal Subdivision	NORBY ST CLAIR
Legal Lot Number	9-10
Legal Unit	9,10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	5
Census Block	5014
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2115 S DELANO ST, SAINT CLAIR, MI 48079-5556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 3, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2008 · Amount on Record
Deed Sale	Mar 31, 2008 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	20087368
Deed Book / Page	3829 / 48
Prior Transfer Date	Mar 15, 2007
Prior Transfer Doc	003699/717
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2115 S DELANO ST, SAINT CLAIR, MI 48079-5556
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 S DELANO ST, SAINT CLAIR, MI 48079-5556

Mortgage

Document Number	0005641407
Date	Jul 31, 2023
Book Page	5641/407
Instrument	2023013354

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	182 Months
Due	Sep 6, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2115 S DELANO ST, SAINT CLAIR, MI 48079-5556
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 S DELANO ST, SAINT CLAIR, MI 48079-5556

Mortgage

Document Number	0005484577
Date	Feb 7, 2022
Book Page	5484/577
Instrument	2022003145

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2115 S DELANO ST, SAINT CLAIR, MI 48079-5556
Document Number	0051740081
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 S DELANO ST ST CLAIR MI 480795556, ST CLAIR, MI 48079-5556

Mortgage

Document Number	0051740081
Date	Apr 15, 2020
Book Page	005174/000081

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2115 S DELANO ST, SAINT CLAIR, MI 48079-5556
Document Number	0051040226
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 S DELANO ST ST CLAIR MI 480795556, ST CLAIR, MI 48079-5556

Mortgage

Document Number	0051040226
Date	Oct 3, 2019
Book Page	005104/000226

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2115 S DELANO ST, SAINT CLAIR, MI 48079-5556
Document Number	0048210092
Book / Page	004821 / 000092
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 S DELANO ST ST CLAIR MI 480795556, ST CLAIR, MI 48079-5556

Mortgage

Document Number	0048210092
Date	Apr 19, 2017
Book Page	004821/000092

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,300 (+2.31%)	$336,600 (+2.31%)
2025	$3,955.00 (+2.78%) Homeowner's exemption	$164,500 (+16.58%)
2024	$3,848.00 (+1.91%)		$329,000 (+16.58%)
2023		$141,100
2022	$3,776.00		$282,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Duke Broadband.

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