2115 S 7th St, Hickman, KY 42050 Property Records

Fulton County property record for 2115 S 7th St, Hickman, KY 42050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft
Lot Size	0.349 acres (15,236 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (May 2026)
Tax Bill	$465 (2025)
Deeds & Mortgages	Nov 2005 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H-5-3-9`

Property Details

APN / Parcel Number

Primary APN	`H-5-3-9`
Alternative APNs	`88323` `5120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,236 sqft (0.349 acres)
Garage Area	771 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	88323
Street Address	2115 S 7TH ST
City	HICKMAN
State	KY
Zip	42050-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	135X131X127X138 LOT & HOUSE
Jurisdiction	FULTON KY
Township / Civil Division	HICKMAN
Census Block Group	3
Census Block	3035
Census Tract	960200

Owner

2115 S 7th St is owned by an individual who bought it in May 2026.

Source: Fulton County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	441 STATE ROUTE 925, HICKMAN, KY 42050-7453
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2005	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Jan 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage THE CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Jan 14, 2021 · Amount on File
Deed Document Number	2026579564
Deed Book / Page	211 / 91
Record Updated	Sep 20, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON KY
Property Address	2115 S 7TH ST, HICKMAN, KY 42050-1839
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG152/149
Date	Nov 4, 2005
Book Page	MTG 152/149
Instrument	033777

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	HICKMAN, KY 42050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Nov 15, 2022

Interest

Rate	8.5%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON KY
Recording Date	May 8, 2026
Property Address	2115 S 7TH ST, HICKMAN, KY 42050-1839
Document Number	0000579564
Book / Page	211 / 91
Instrument Date	May 4, 2026
Instrument	2026.579564
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,989.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 STATE ROUTE 925, HICKMAN, KY 42050-7453

Mortgage

Document Number	0000579564,
Date	May 8, 2026
Book Page	213/383
Instrument	2026.579564

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON KY
Recording Date	Jan 14, 2021
Property Address	2115 S 7TH ST, HICKMAN, KY 42050-1839
Document Number	DEED200/400
Book / Page	DEED 200 / 400
Instrument Date	Dec 31, 2020
Instrument	513597
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 TURNER ROAD EXT, 539, RIVES, TN 38253-3548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 S 7TH ST, HICKMAN, KY 42050-1839

Mortgage

Document Number	MTG195/214
Date	Jan 14, 2021
Book Page	MTG 195/214
Instrument	513598

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	HICKMAN, KY 42050

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 31, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2115 S 7th St was $465.

Source: Fulton County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fulton County
Municipality	Hickman City
Unified School District	Fulton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$465.00	$45,000	$45,000
2023	$468.00	$45,000	$45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2115 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HICKMAN WATER DEPARTMENT serves 3,191 people · EPA ID KY0380193
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jun 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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