Berrien County property record for 2115 S 3rd St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,176 sqft · built 1928 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | Company Name on File |
| Last Sale | $178,560 (Jan 2020) |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | Jan 2020 Sale Apr 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0111-0006-02-4 |
| Primary APN | 14-0111-0006-02-4 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 2,176 sqft |
| Basement Area | 2,176 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Raised Ranch |
| Lot Area | 85,813 sqft (1.97 acres) |
| Lot Depth | 612 ft Depth |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2115 S 3RD ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | COM 66'N OF CEN SEC 11 T8S R17W TH N 340.5'TH E 612'TO WLY RR R/W TH SLY ON R/W 345'TH W 607'TO POB EXC THE N 2.8 A THEREOF |
| Legal Range | 17W |
| Legal Township | 08S |
| Legal Section | 11 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21100 |
Source: Berrien County records · APN 14-0111-0006-02-4
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2629, ADDISON, TX 75001-3040 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 29, 2020 | Warranty Deed, Transfer |
| Apr 09, 2018 | Warranty Deed, Transfer |
| May 31, 2007 | Warranty Deed, Transfer · ARM MFB FINANCIAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2020 · Amount on Record |
| Deed Sale | Jan 29, 2020 · Amount on Record |
| Prior Sale | Jan 29, 2020 · Amount on Record |
| Deed Book / Page | 3263 / 1888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 29, 2020 |
| Property Address | 2115 S 3RD ST, NILES, MI 49120-4007 |
| Document Number | 03263/1888 |
| Book / Page | 3263 / 1888 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,539.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 E CHARLES ST, MUNCIE, IN 47305-2468 |
| Name | Verified Name |
|---|---|
| Address | 26 E SUPERIOR ST STE 309, 309, DULUTH, MN 55802-2268 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 09, 2018 |
| Property Address | 2115 S 3RD ST, NILES, MI 49120-4007 |
| Document Number | 03202/0930 |
| Book / Page | 3202 / 0930 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68919 8TH ST, EDWARDSBURG, MI 49112-8530 |
| Name | Verified Name |
|---|---|
| Address | 110 E CHARLES ST, MUNCIE, IN 47305-2468 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 31, 2007 |
| Property Address | 2115 S 3RD ST, NILES, MI 49120-4007 |
| Document Number | 02793/1785 |
| Book / Page | 2793 / 1785 |
| Instrument Date | May 11, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,376.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2115 S 3RD ST, NILES, MI 49120-4007 |
| Name | Verified Name |
|---|---|
| Address | 2115 S 3RD ST, NILES, MI 49120-4007 |
| Document Number | 0027931787 |
|---|---|
| Date | May 31, 2007 |
| Instrument | 2793/1787 |
| Name | MFB FINANCIAL |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11% |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Brandywine Community Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,000 | $48,000 | |
| 2025 | $926.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1981–2016) |
| Most Recent Claim | Aug 2016 |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Midwest Energy Cooperative, Verizon.
Based on FCC filings for 108 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NILES serves 14,215 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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