2115 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 2115 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeOther
Details2 bd · 2 ba · 1,036 sqft · built 1983
Lot Size8.42 acres (366,963 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Mar 2023)
Tax Bill$1,625 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN1859-06-39-1450-02115

Property Details

APN / Parcel Number

Primary APN1859-06-39-1450-02115
Alternative APNs
  • 79447
  • 73859

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,036 sqft Gross Area
1st Floor Area1,036 sqft
Basement Area120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area366,963 sqft (8.42 acres)
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number79447
Street AddressPINNACLE INN RD
CityBANNER ELK
StateNC
Zip28604
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeNULL
Legal DescriptionBM PINNACLE INN 02 2115 PLAT 19-19
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

2115 Pinnacle Inn Rd is owned by two individuals who bought it in March 2023.

Source: Avery County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3363 BEECH MOUNTAIN PKWY, BANNER ELK, NC 28604-9279
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF TENNESSEE
Sep 15, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2023 · Amount on File
Deed SaleMar 9, 2023 · Amount on File
Prior SaleSep 15, 2020 · Amount on File
Deed Document Number2023927
Deed Book / Page586 / 1438
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateMar 9, 2023
Property Address2115 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000000927
Book / Page586 / 1438
Map ReferenceMB 142 PG 9
Instrument DateFeb 22, 2023
Instrument2023000927
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX K, MORGAN CITY, MS 38946-0810

Transferred To (Grantee/Buyer)

NameVerified Name
Address3363 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-9279

Mortgage

Document Number0005861441
DateMar 9, 2023
Instrument586/1441
Lender
NameBANK OF TENNESSEE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 9, 2053
Interest
Rate TypeAdjustable Rate
Rate7.49%
Type Change DateMar 9, 2030
Change FrequencyAnnually
Min Rate At Change7.49%
Max Rate At Change9.49%
Index1-Year T-Bill
Margin3
Max Rate12.4%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateSep 15, 2020
Property Address2115 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604
Document Number0005482084
Book / Page000548 / 002084
Instrument DateSep 11, 2020
Instrument4884
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$226.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX K MORGAN CITY MS 389460810, MORGAN CITY, MS 38946-0810

Tax Assessment & Valuation

The 2025 property tax bill for 2115 Pinnacle Inn Rd was $1,625.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,625.00$154,800 Building $154,800$154,800 Building $154,800
2023$619.00$154,800 Building $154,800$154,800 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2115 Pinnacle Inn Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 Pinnacle Inn Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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