2115 Pine Tree Ct, Clear Lake, IA 50428 Property Records

Cerro Gordo County property record for 2115 Pine Tree Ct, Clear Lake, IA 50428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,496 sqft · built 1977
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Feb 2010)
Tax Bill	$3,882 (2025)
Deeds & Mortgages	Feb 2010 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`052438101600`

Property Details

APN / Parcel Number

Primary APN	`052438101600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Finished Basement	850 sqft
Unfinished Basement	606 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	82 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2115 PINE TREE CT
City	CLEAR LAKE
State	IA
Zip	50428-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 8 PINE TREE PARK 2ND ADD
Legal Range	22W
Legal Township	96N
Legal Section	24
Legal Subdivision	PINE TREE PARK 2ND ADD
Legal Lot Number	8
Jurisdiction	CERRO GORDO IA
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1033
Census Tract	950900

Owner

2115 Pine Tree Ct is owned and occupied by an individual who bought it in February 2010.

Source: Cerro Gordo County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2115 PINE TREE CT, CLEAR LAKE, IA 50428-2923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2010 · Amount on File
Deed Sale	Feb 4, 2010 · Amount on File
Deed Document Number	2010_00701
Record Updated	Sep 20, 2026

February 2010: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CERRO GORDO IA
Recording Date	Feb 4, 2010
Property Address	2115 PINE TREE CT, CLEAR LAKE, IA 50428-2923
Document Number	0201000701
Instrument Date	Dec 31, 2009
Instrument	2010_00701
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 PINE TREE CT, CLEAR LAKE, IA 50428-2923
Investor	Possibly a Property Investor

Mortgage

Document Number	0201000702
Date	Feb 4, 2010
Instrument	2010_00702

Lender

Name	CLEAR LAKE BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 2, 2015

Tax Assessment & Valuation

The 2025 property tax bill for 2115 Pine Tree Ct was $3,882.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Clear Lake City
Unified School District	Clear Lake Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,882.00	$318,610 Land $60,820 Building $257,790	$318,610 Land $60,820 Building $257,790
2024	$3,882.00
2023		$295,430 (+23.31%) Land $43,790 Building $251,640	$295,430 (+23.31%) Land $43,790 Building $251,640
2022	$3,614.00 Homeowner's exemption	$239,590 Land $34,060 Building $205,530	$239,590 Land $34,060 Building $205,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2115 Pine Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 Pine Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE WATER DEPARTMENT serves 7,687 people · EPA ID IA1716076
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clear Lake Independent Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Router12 Networks Fixed Wireless	100 / 20