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2115 Penasquitas Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2115 Penasquitas Dr, Aptos, CA 95003

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,335 sqft · built 1981
Lot Size0.02 acres (871 sqft)
Owner2 Individual Names on Record
Last Sale$572,000 (Apr 2007)
Tax Bill$10,430 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Jan 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APN054-361-04

Property Details

APN / Parcel Number

Primary APN054-361-04
Alternative APN
  • 054-361-04-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,335 sqft Living Area
Gross Area1,641 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area871 sqft (0.02 acres)
Garage TypeAttached
Garage Area306 sqft
Parking Spaces1 Parking Space
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2115 PENASQUITAS DR
CityAPTOS
StateCA
Zip95003-5820
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-3
Legal DescriptionTR 860
Legal SubdivisionPENASQUITAS PLACE TR 860
Legal Tract860
Legal Lot NumberA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2115 PENASQUITAS DR, APTOS, CA 95003-5820
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU
Jan 22, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2007 · Amount on Record
Deed SaleApr 25, 2007 · Amount on Record
Prior SaleMay 2, 2003 · Amount on Record
Deed Document Number200722910
Prior Transfer DateAug 13, 2002
Prior Transfer Doc0000057258
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2115 PENASQUITAS DR, APTOS, CA 95003-5820
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006191
DateFeb 21, 2017
Instrument2017-0006191
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 2, 2047

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2115 PENASQUITAS DR, APTOS, CA 95003-5820
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001967
DateJan 22, 2018
Instrument2018-0001967
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2038

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$781,688 (+2%) Land $491,971 Building $289,717
2025$10,430.00 (+13.91%) Homeowner's exemption$766,361 (+4.04%) Land $482,325 Building $284,036
2023$9,156.00 (+1.54%)$736,603 Land $463,596 Building $273,007$856,170
2022$9,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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