Flagler County property record for 2115 N Central Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,453 sqft · built 1992 |
| Lot Size | 0.637 acres (27,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Oct 1999) |
| Tax Bill | $9,767 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-11-31-5630-00080-0050 |
| Primary APN | 36-11-31-5630-00080-0050 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,453 sqft Heated Area |
| Gross Area | 3,392 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Clay Tile |
| Lot Area | 27,778 sqft (0.637 acres) |
| Lot Width | 100 ft Width |
| Driveway | Driveway |
| Driveway Area | 738 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 450 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2115 N CENTRAL AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-2831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRISE BEACH SUB BL-8 LOTS 5 & 6 AND THAT PARCEL LYING WEST OFSAID LOTS BEING A PART OF GL 7 IN SECTION 35 AND A PART OF GL |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 36 |
| Legal Subdivision | SUNRISE BEACH SUB |
| Legal Block | 8 |
| Legal Lot Number | 5,6 6 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 60303 |
2115 N Central Ave is owned and occupied by two individuals who bought it in October 1999.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 772, FLAGLER BEACH, FL 32136-0772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1999 · Amount on File |
| Deed Sale | Oct 1, 1999 · Amount on File |
| Deed Document Number | 0006711922 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2115 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO |
| Name | Verified Name |
|---|---|
| Address | 2115 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2831 |
| Document Number | 0027511726 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 2751/1726 |
| Instrument | 2023002613 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.62% |
The 2025 property tax bill for 2115 N Central Ave was $9,767 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,767.00 Homeowner's exemption | $543,696 | $876,795 Land $476,125 Building $400,670 |
| 2023 | $9,265.00 (+2.49%) Homeowner's exemption | $512,984 (+3%) | $717,892 (+0.75%) Land $333,500 Building $384,392 |
| 2022 | $9,040.00 Homeowner's exemption | $498,043 | $712,555 Land $333,500 Building $379,055 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2115 N Central Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 202 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 416 units insured incl. 214 condo units |
| Nearby Flood Claims | 288 (1987–2026) |
| Claims Outside the SFHA | 120 of 288 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2115 N Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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