2115 Lydia St, Escalon, CA 95320 Property Records

San Joaquin County property record for 2115 Lydia St, Escalon, CA 95320

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 979 sqft · built 1964
Lot Size	0.157 acres (6,845 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2012)
Tax Bill	$1,620 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`227-210-070-000`

Property Details

APN / Parcel Number

Primary APN	`227-210-070-000`
Alternative APN	`227-210-07`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	979 sqft Living Area
1st Floor Area	979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,845 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	227-210-07
Street Address	2115 LYDIA ST
City	ESCALON
State	CA
Zip	95320-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 681 LOT 5
Legal Subdivision	CARLTON COURT
Legal Tract	681
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	ESCALON
Census Block Group	2
Census Block	2006
Census Tract	4904

Owner

2115 Lydia St is owned by an individual who bought it in July 2012.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 114, ESCALON, CA 95320-0114
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
May 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2012 · Amount on File
Deed Sale	Jul 23, 2012 · Amount on File
Prior Sale	Jun 20, 2006 · Amount on File
Deed Document Number	201292497
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 9, 2026
Property Address	2115 LYDIA ST, ESCALON, CA 95320-2030
Document Number	0000062332
Instrument Date	Jul 2, 2026
Instrument	202662332
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 MISSION ST, ESCALON, CA 95320-1864

Mortgage

Document Number	0000062332,
Date	Jul 9, 2026
Instrument	202662332

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2115 LYDIA ST, ESCALON, CA 95320-2030
Document Number	0000114853
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 114 ESCALON CA 953200114, ESCALON, CA 95320-0114

Mortgage

Document Number	0000114853
Date	Oct 16, 2018
Instrument	114853

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2115 Lydia St was $1,620, up 1.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Escalon City
Unified School District	Escalon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,620.00 (+1.76%)
2025	$1,592.00	$135,448 Land $33,244 Building $102,204
2023	$1,520.00 (+1.54%)	$130,190 Land $31,954 Building $98,236	$270,720
2022	$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2115 Lydia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 Lydia St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCALON serves 7,232 people · EPA ID CA3910003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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