2115 Lauren Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 2115 Lauren Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,022 sqft · built 1996
Lot Size	0.172 acres (7,525 sqft)
Owner	2 Individual Names on File
Last Sale	$265,883 (Feb 2026)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2021 Mortgage + 7 more
Flood Zone	Zone X (moderate risk)
APN	`1209D-01-004.011`

Property Details

APN / Parcel Number

Primary APN	`1209D-01-004.011`
Alternative APN	`001413`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,022 sqft Adjusted Area
1st Floor Area	1,577 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,525 sqft (0.172 acres)
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2115 LAUREN DR
City	BILOXI
State	MS
Zip	39532-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 THE BLUFFS PHASE IV
Legal Range	10W
Legal Township	07S
Legal Section	14
Legal Subdivision	BLUFFS THE PHASE IV
Legal Phase	4
Legal Lot Number	11
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	3312

Owner

2115 Lauren Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Harrison County records, as of March 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage GULF SOUTH MORTGAGE LLC
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 1, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Aug 14, 2013	Deed of Trust, Mortgage GULF SOUTH MORTGAGE LLC
Feb 16, 2026	Deed of Trust, Mortgage · VA Mortgage GULF SOUTH MORTGAGE LLC
Feb 16, 2026	Warranty Deed, Transfer · VA Mortgage GULF SOUTH MORTGAGE LLC
Jul 19, 2022	Warranty Deed, Transfer NOVAS TITLE COMPANY LLC, COAST TITLE CO LLC
Aug 30, 2019	Warranty Deed, Transfer
Aug 14, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2026 · Amount on File
Deed Sale	Feb 16, 2026 · Amount on File
Prior Sale	Jul 19, 2022
Deed Document Number	2026816
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192598TJ2
Date	Aug 30, 2019
Instrument	2019-2598-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210001896TJ1
Date	Apr 23, 2021
Instrument	2021-0001896-T-J1

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LAURCA DR, BILOXI, MS 39532

Mortgage

Document Number	20250002646TJ2
Date	May 1, 2025
Instrument	2025-0002646-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Apr 25, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 LAUREN DR, BILOXI, MS 39532-3323

Mortgage

Document Number	20132947TJ2
Date	Aug 14, 2013
Instrument	2013-2947-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Address	GULFPORT, MS 39503

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2043

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FLEETWOOD PL, OCEAN SPRINGS, MS 39564-5111

Mortgage

Document Number	20260000817TJ2
Date	Feb 16, 2026
Instrument	2026-0000817-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Address	GULFPORT, MS 39507

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Feb 16, 2026
Property Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Document Number	20260000816DJ2
Map Reference	MB 14 PG 36
Instrument Date	Feb 12, 2026
Instrument	2026-0000816-D-J2
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	INTEGRITY LAND TITLE INC, INTEGRITY LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11234 CRFI DRIGULFPORT, GULFPORT, MS 39503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2115 LAUREN DR, BILOXI, MS 39532-3323

Mortgage

Document Number	20260000817TJ2
Date	Feb 16, 2026
Instrument	2026-0000817-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 19, 2022
Property Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Document Number	20220005656DJ2
Map Reference	PB 14 PG 36
Instrument Date	Jul 1, 2022
Instrument	2022-0005656-D-J2
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	NOVAS TITLE COMPANY LLC, COAST TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8300 WISCONSIN AVE, BETHESDA, MD 20814-3185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 LAUREN DR, BILOXI, MS 39532-3323

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 30, 2019
Property Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Document Number	20192496DJ2
Map Reference	PB 14 PG 36
Instrument Date	Aug 28, 2019
Instrument	2019-2496-D-J2
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 52262, FORT BENNING, GA 31995-2262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 COLLEGE AVE SE, GRAND RAPIDS, MI 49503-4704

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 14, 2013
Property Address	2115 LAUREN DR, BILOXI, MS 39532-3323
Document Number	20132220DJ2
Instrument	2013-2220-D-J2
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7520 LABRADOR CT, MOBILE, AL 36695-4268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 LAUREN DR, BILOXI, MS 39532-3323

Tax Assessment & Valuation

The 2025 property tax bill for 2115 Lauren Dr was $1,391 with exemptions applied, up 8% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (+8%) Homeowner's exemption Disabled Person's exemption	$15,134	$151,340 Land $40,000 Building $111,340
2024	$1,288.00 (+1.18%)
2023	$1,273.00 (-46.06%) Homeowner's exemption Disabled Person's exemption	$14,338	$143,378 Land $40,000 Building $103,378
2022	$2,360.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2115 Lauren Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	4 (2016–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 Lauren Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 89% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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