2115 Fox Mountain Dr, Otsego, MI 49078 Property Records

Allegan County property record for 2115 Fox Mountain Dr, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,360 sqft · built 2003
Lot Size	1.08 acres (47,263 sqft)
Owner	Individual Name on File
Last Sale	$238,500 (Mar 2019)
Tax Bill	$50 (2025)
Deeds & Mortgages	May 2018 Line of Credit Aug 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-020-010-30`

Property Details

APN / Parcel Number

Primary APN	`17-020-010-30`
Alternative APN	`03-17-020-010-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Wood Siding
Lot Area	47,263 sqft (1.08 acres)
Lot Dimensions	340 ft deep x 139 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2115 FOX MOUNTAIN DR
City	OTSEGO
State	MI
Zip	49078-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	COM AT THE E 1/4 COR OF SEC 20 T1N R12W ; TH S 89DEG23'58 W 83.4' TO THE CENTERLINE OF RIVER RD AS MONUMENTED; TH N 45DEG57'31 W ALG SD CENLN 1864.68'; TH N 46DEG33'42 W 1921.42'; TH S 47DEG22'00 W 383.08 TO THE POB; TH CONT S 47DEG22'00 W 140.0'; TH
Legal Range	12W
Legal Township	01N
Legal Section	20
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1029
Census Tract	31800

Owner

2115 Fox Mountain Dr is owned and occupied by an individual who acquired it in December 2025.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2115 FOX MOUNTAIN DR, OTSEGO, MI 49078-9697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Dec 26, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU
Oct 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU
Mar 7, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on File
Deed Sale	Mar 7, 2019 · Amount on File
Prior Sale	Aug 19, 2014 · Amount on File
Deed Book / Page	4325 / 401
Last Transfer Date	Dec 8, 2025
Transfer Doc	005099/191
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2115 FOX MOUNTAIN DR, OTSEGO, MI 49078-9697
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004244/568
Date	May 11, 2018
Book Page	4244/568

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 8, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2115 FOX MOUNTAIN DR, OTSEGO, MI 49078-9697
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004277/014
Date	Aug 30, 2018
Book Page	4277/014

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Aug 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 26, 2025
Property Address	2115 FOX MOUNTAIN DR, OTSEGO, MI 49078-9697
Document Number	005099/191
Book / Page	5099 / 191
Instrument Date	Dec 8, 2025
Instrument	2025020741
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 FOX MOUNTAIN DR, OTSEGO, MI 49078-9697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 FOX MOUNTAIN DR, OTSEGO, MI 49078-9697

Mortgage

Document Number	0005099195
Date	Dec 26, 2025
Instrument	5099/195

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 18, 2021
Property Address	2115 FOX MOUNTAIN DR, OTSEGO, MI 49078-9697
Document Number	004684/849
Book / Page	4684 / 849
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2115 FOX MOUNTAIN DR, OTSEGO, MI 49078-9697

Mortgage

Document Number	0004684853
Date	Oct 18, 2021
Instrument	4684/853

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 7, 2019
Property Address	2115 FOX MOUNTAIN DR, OTSEGO, MI 49078-9697
Document Number	004325/401
Book / Page	4325 / 401
Instrument Date	Mar 4, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,051.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4026 W AB AVE, 4026, PLAINWELL, MI 49080-9653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1721 GREENVIEW AVE, PORTAGE, MI 49024-3325

Mortgage

Document Number	0004325405
Date	Mar 7, 2019
Instrument	4325/405

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2115 Fox Mountain Dr was $50 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,200 (+0.56%) Land $10,800 Building $167,400	$356,400 (+0.56%) Land $21,600 Building $334,800
2025	$50.00 Homeowner's exemption	$177,200 Land $10,800 Building $166,400	$354,400 Land $21,600 Building $332,800
2024	$50.00
2022	$50.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2115 Fox Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 Fox Mountain Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fox Mountain Dr

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