2115 Flagstaff Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2115 Flagstaff Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,865 sqft · built 2023
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$225,331 (Sep 2023)
Tax Bill	$3,495 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-15-107-011`

Property Details

APN / Parcel Number

Primary APN	`40-23-15-107-011`
Alternative APNs	`0084341-000000-2` `10004615905`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,504 sqft
Flooring	Covered

Exterior

Year Built	Built 2023
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Driveway	Driveway
Driveway Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004615905
Old Parcel Number	00843410000002
Street Address	2115 FLAGSTAFF DR
City	PUNTA GORDA
State	FL
Zip	33983-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HBH 006 0124 0019 HARBOUR HEIGHTS SEC 6 BLK 124 LTS 19 & 20 348/963 415/58 415/80 524/517 758/376&396 823/1004
Legal Range	23E
Legal Township	40S
Legal Section	15
Legal Subdivision	HARBOUR HEIGHTS
Legal Block	124
Legal Lot Number	19 20
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1035
Census Tract	21001

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2115 FLAGSTAFF DR, PUNTA GORDA, FL 33983-8755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC
Mar 10, 2021	Correction Deed STEEL CITY TITLE INC, STEEL CITY TITLE
Jan 19, 2021	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	3320954
Record Updated	Jun 8, 2026

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 29, 2023
Property Address	2115 FLAGSTAFF DR, PUNTA GORDA, FL 33983-8755
Document Number	0003320954
Map Reference	MB 3 PG 82A-82C
Instrument Date	Sep 15, 2023
Instrument	3320954
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,577.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2286 W 1ST ST, FORT MYERS, FL 33901-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 FLAGSTAFF DR, PUNTA GORDA, FL 33983-8755

Mortgage

Document Number	0003320955
Date	Sep 29, 2023
Instrument	3320955

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 10, 2021
Property Address	2115 FLAGSTAFF DR, PUNTA GORDA, FL 33983-8755
Document Number	0047231995
Book / Page	4723 / 1995
Map Reference	B 3 PG 82A-82C
Instrument Date	Feb 24, 2021
Instrument	2914493
Record Updated	Jan 19, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 NIEUPORT DR, VERO BEACH, FL 32968-9214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3999 W STATE ROAD 46, SANFORD, FL 32771-9726

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 19, 2021
Property Address	2115 FLAGSTAFF DR, PUNTA GORDA, FL 33983-8755
Document Number	0046932158
Book / Page	4693 / 2158
Map Reference	MB 3 PG 82A-82C
Instrument Date	Jan 5, 2021
Instrument	2893914
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 NIEUPORT DR, VERO BEACH, FL 32968-9214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3999 W STATE ROAD 46, SANFORD, FL 32771-9726

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,495.00 (+2,293.84%)	$231,726 (+5,532.62%)	$325,526 (+1,986.71%) Land $13,600 Building $311,926
2023	$146.00 (+80.25%)	$4,114 (+1%)	$15,600 (+317.11%) Land $15,600
2022	$81.00	$3,740 Land $3,740	$3,740 Land $3,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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