2115 Elm Tree Ct, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2115 Elm Tree Ct, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,974 sqft · built 2020
Lot Size	0.054 acres (2,344 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Dec 2021)
Tax Bill	$3,601 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032G0-08-00-12700`

Property Details

APN / Parcel Number

Primary APN	`032G0-08-00-12700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,974 sqft Finished Area
Basement Area	720 sqft
Finished Basement	540 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,344 sqft (0.054 acres)
View / Lot	Proximity to Airport
Garage Area	200 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	160 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2115 ELM TREE CT
City	CHARLOTTESVILLE
State	VA
Zip	22911-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIARWOOD BLK 8 LOT 127
Legal Subdivision	BRIARWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2004
Census Tract	10201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2115 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 17, 2020	Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202120763
Deed Book / Page	5656 / 648
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 20, 2021
Property Address	2115 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8303
Document Number	005656/648
Book / Page	5656 / 648
Instrument Date	Nov 30, 2021
Instrument	202100020763
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8303

Mortgage

Document Number	202100020764
Date	Dec 20, 2021
Instrument	202100020764

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2115 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8303
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5513/203
Date	Apr 5, 2021
Book Page	5513/203
Instrument	2021-00005934

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 17, 2020
Property Address	2115 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8303
Document Number	5352/319
Book / Page	5352 / 319
Map Reference	MB 5168 PG 427-437
Instrument Date	Jul 6, 2020
Instrument	2020-00009093
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 ELM TREE CT, CHARLOTTESVILLE, VA 22911-8303

Mortgage

Document Number	202000009094
Date	Jul 17, 2020
Instrument	2020-00009094

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,601.00 (+0.92%)	$402,800 (+0.9%) Land $115,500 Building $287,300	$402,800 (+0.9%) Land $115,500 Building $287,300
2025	$3,568.00 (+12.77%)	$399,200 (+7.72%) Land $110,000 Building $289,200	$399,200 (+7.72%) Land $110,000 Building $289,200
2023	$3,164.00	$370,600 Land $106,200 Building $264,400	$370,600 Land $106,200 Building $264,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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