Mecklenburg County property record for 2115 E Providence Dr, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,922 sqft · built 1987 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $745,000 (Sep 2026) |
| Tax Bill | $4,361 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 231-062-11 |
| Primary APN | 231-062-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,922 sqft Living Area |
| Gross Area | 3,482 sqft |
| 1st Floor Area | 1,350 sqft |
| Upper Floors Area | 1,589 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Patio Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2115 E PROVIDENCE DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-0252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L11 B1 M9-357 |
| Legal Subdivision | EAST PROVIDENCE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5851 |
Source: Mecklenburg County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2003 BLUE RANGE RD, INDIAN TRAIL, NC 28079-8487 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Oct 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 13, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Feb 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on Record |
| Deed Sale | Sep 1, 2026 · Amount on Record |
| Prior Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 202694728 |
| Deed Book / Page | 40690 / 245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 1, 2026 |
| Property Address | 2115 E PROVIDENCE DR, CHARLOTTE, NC 28270-0252 |
| Document Number | 0000094728 |
| Book / Page | 40690 / 245 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202694728 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 BLUE RANGE RD, INDIAN TRAIL, NC 28079-8487 |
| Document Number | 0000094729, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202694729 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2115 E PROVIDENCE DR, CHARLOTTE, NC 28270-0252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000045287 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 35773/870 |
| Instrument | 2021045287 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 12, 2021 |
| Property Address | 2115 E PROVIDENCE DR, CHARLOTTE, NC 28270-0252 |
| Document Number | 0000194981 |
| Book / Page | 36634 / 783 |
| Map Reference | MB 9 PG 357 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 2021194981 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,142.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 NORTH SCOTTSDAK ROAD #16001600, 16001600, TEMPE, AZ 85281 |
| Name | Verified Name |
|---|---|
| Address | 2115 EAST PROVIDENCE DR, CHARLOTTE, NC 28270-0252 |
| Document Number | 0000194982 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 36634/785 |
| Instrument | 2021194982 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 13, 2021 |
| Property Address | 2115 E PROVIDENCE DR, CHARLOTTE, NC 28270-0252 |
| Document Number | 0000156908 |
| Book / Page | 36412 / 95 |
| Map Reference | MB 9 PG 357 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021156908 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 699 OLD COVE RD, FORT MILL, SC 29708-8249 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 15, 2019 |
| Property Address | 2115 E PROVIDENCE DR, CHARLOTTE, NC 28270-0252 |
| Document Number | 0000017345 |
| Book / Page | 33288 / 889 |
| Map Reference | MB 9 PG 357 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019017345 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2054 LANEY POND RD, 2054, MATTHEWS, NC 28104-7420 |
| Name | Verified Name |
|---|---|
| Address | 2115 E PROVIDENCE DR, CHARLOTTE, NC 28270-0252 |
| Document Number | 0000017346 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019017346 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,361.00 | $546,000 Land $150,000 Building $396,000 | $546,000 Land $150,000 Building $396,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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