2115 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2115 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1974
Lot Size	0.292 acres (12,760 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,929 (2024)
Deeds & Mortgages	Apr 2006 Line of Credit Feb 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-257-009.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-257-009.000-023`
Alternative APN	`01610702877`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Basement Area	936 sqft

Exterior

Year Built	Built 1974
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,760 sqft (0.292 acres)
Lot Dimensions	145 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610702877
Street Address	2115 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 & 11 JOS DE LORENZIS 2ND
Legal Lot Number	10-11 11
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2016
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2115 E 4TH ST, MISHAWAKA, IN 46544-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2006	Deed of Trust, Mortgage · Line of Credit HOMECOMINGS FINANCIAL NETWORK INC
Feb 28, 2006	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 1988
Deed Sale	Jul 29, 1988
Record Updated	Sep 20, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2115 E 4TH ST, MISHAWAKA, IN 46544-3117
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000613290
Date	Apr 11, 2006
Instrument	0613290

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2021

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2115 E 4TH ST, MISHAWAKA, IN 46544-3117
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606858
Date	Feb 28, 2006
Instrument	0606858

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company
Address	CARMEL, IN 46032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,700 (+16.88%) Land $46,700 Building $143,000	$189,700 (+16.88%) Land $46,700 Building $143,000
2024	$1,929.00 (+3.65%)
2023	$1,861.00 (-0.11%)	$162,300 (+1.18%) Land $46,700 Building $115,600	$162,300 (+1.18%) Land $46,700 Building $115,600
2022	$1,863.00 Homeowner's exemption	$160,400 Land $46,700 Building $113,700	$160,400 Land $46,700 Building $113,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway.

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