2115 Cumberland Dr, Plainfield, IL 60586 Property Records

Will County property record for 2115 Cumberland Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,876 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$209,300 (Mar 2022)
Tax Bill	$7,058 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-107-014`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-107-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2115 CUMBERLAND DR
City	PLAINFIELD
State	IL
Zip	60586-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 131 IN CUMBERLAND SUB UNIT 6, BEING A SUB OF PRT OF FRACT'L SEC. 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CUMBERLAND UNIT 6
Legal Lot Number	131
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1005
Census Tract	880432

Owner

2115 Cumberland Dr is owned and occupied by an individual who bought it in March 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2115 CUMBERLAND DR, PLAINFIELD, IL 60586-5511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage A & N MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	20223
Prior Transfer Date	Mar 13, 2015
Prior Transfer Doc	0000022411
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2115 CUMBERLAND DR, PLAINFIELD, IL 60586-5511
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	MILLENIUM TITLE GROUP LIMITED, MILLENNIUM TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026848
Date	Mar 31, 2022
Instrument	R2022026848

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 8, 2022
Property Address	2115 CUMBERLAND DR, PLAINFIELD, IL 60586-5511
Document Number	0000020223
Map Reference	DOC R2000-049714
Instrument Date	Mar 8, 2022
Instrument	R2022020223
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MILLENIUM TITLE GROUP LIMITED, MILLENNIUM TITLE GROUP LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 CUMBERLAND DR, PLAINFIELD, IL 60586-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 CUMBERLAND DR, PLAINFIELD, IL 60586-5511

Mortgage

Document Number	0000026848
Date	Mar 8, 2022
Instrument	R2022026848

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 6, 2020
Property Address	2115 CUMBERLAND DR, PLAINFIELD, IL 60586-5511
Document Number	0000086674
Map Reference	DOC R2000-49714
Instrument Date	Aug 17, 2020
Instrument	R2020086674
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2115 CUMBERLAND DR, PLAINFIELD, IL 60586-5511

Mortgage

Document Number	0000086675
Date	Oct 6, 2020
Instrument	R2020086675

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 2115 Cumberland Dr was $7,058, up 4.3% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,058.00 (+4.28%)	$111,169 (+8.45%) Land $23,794 Building $87,375	$333,507 (+8.45%) Land $71,382 Building $262,125
2024	$6,768.00	$102,507 Land $21,940 Building $80,567	$307,521 Land $65,820 Building $241,701
2022	$5,966.00 Homeowner's exemption	$81,984 Land $17,797 Building $64,187	$245,952 Land $53,391 Building $192,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2115 Cumberland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2115 Cumberland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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