Black Hawk County property record for 2115 Cardinal Dr, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,502 sqft · built 1995 |
| Lot Size | 0.277 acres (12,045 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,736 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-17-455-003 |
| Primary APN | 8913-17-455-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| 1st Floor Area | 1,502 sqft |
| Basement Area | 1,502 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,045 sqft (0.277 acres) |
| Lot Dimensions | 165 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2115 CARDINAL DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANSMEIERS ADDITION LOT 20 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 17 |
| Legal Subdivision | HANSMEIERS ADDITION |
| Legal Lot Number | 20 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1503 |
2115 Cardinal Dr is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2115 CARDINAL DR, WATERLOO, IA 50701-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2115 Cardinal Dr was $5,736 with a homeowner's exemption, up 1.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,736.00 (+1.7%) Homeowner's exemption | $309,140 Land $28,740 Building $280,400 | $309,140 Land $28,740 Building $280,400 |
| 2024 | $5,640.00 | ||
| 2023 | $283,460 (+26.18%) Land $28,740 Building $254,720 | $283,460 Land $28,740 Building $254,720 | |
| 2022 | $4,966.00 Homeowner's exemption | $224,640 Land $28,740 Building $195,900 | |
| 2021 | $224,640 Land $28,740 Building $195,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2115 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2115 Cardinal Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Metronet, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures