Madison County property record for 2115 Brassfield Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0121-0000-0024 |
| Primary APN | 0121-0000-0024 |
|---|---|
| Alternative APNs |
|
| Lot Area | 149,846 sqft (3.44 acres) |
|---|
| Account Number | 43832 |
|---|---|
| Street Address | 2115 BRASSFIELD RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT A (3.44 ACRES) & TRACT B (3.71 ACR |
| Legal Subdivision | BRASSFIELD |
| Legal Tract | A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 11002 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2115 BRASSFIELD RD, RICHMOND, KY 40475-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2018 | Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jun 11, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2018 |
| Transfer Doc | D00760/407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2115 BRASSFIELD RD, RICHMOND, KY 40475-9512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | M01820/001 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | M01820/001 |
| Instrument | 2013980452 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Sep 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2115 BRASSFIELD RD, RICHMOND, KY 40475-9512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M01905/229 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | M01905/229 |
| Instrument | 2014003492 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 11, 2018 |
| Property Address | 2115 BRASSFIELD RD, RICHMOND, KY 40475-9512 |
| Document Number | D00760/407 |
| Book / Page | D00760 / 407 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2013977033 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 GOODLOE, RICHMOND, KY 40475 |
| Name | Verified Name |
|---|---|
| Address | 111 SALTER RD, BEREA, KY 40403-9702 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (-2.82%) | $230,000 (-) | $230,000 (-) |
| 2023 | $2,231.00 | $230,000 | $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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